Amid problems in Florida’s property-insurance market, a Senate committee Tuesday backed a controversial proposal that could lead to many policyholders picking up more of the tab for roof damage, and limit attorney fees in insurance disputes.

After hundreds of complaints about insurance providers to the Louisiana Department of Insurance mostly related to hurricane season damages, the state recovered more than $22 million for policy holders in 2020.

Effective claims management is all about balance. Adjusters today must walk the fine line of implementing technology and digital tools to expedite and enhance the claim process, while always keeping the human elements of compassion, reassurance and education at the core.

The New Jersey Supreme Court has ordered several insurance companies to pay the amount owed to a public transportation agency related to trains damaged during Hurricane Sandy in 2012.

The insurers are on the hook for about $300 million in payments, to cover for the remaining amount owed to the train operator.

NJ Transit, the operator of the trains, had parked 343 locomotives and rail cars from its Meadowlands Maintenance Complex in Kearny prior to Sandy hitting the region. During a previous court proceeding, the agency had argued that the facility had not flooded in the past, hence it left the trains there.

California Insurance Commissioner Ricardo Lara is alerting citizens to review their insurance policies in order to protect themselves and their assets in anticipation of winter weather bringing the possibility of floods, mudslides, debris flows, and other disasters to recent wildfire burn areas throughout the state.

In first-party breach of insurance contract actions, the parties oftentimes dispute whether the policyholder may seek damages that are not explicitly provided for in the policy, with the policyholder arguing such indirect damages flow from the alleged breach of contract.

The Progressive TV ads that feature National Football League quarterbacks have proven to be an extremely effective marketing strategy.

There’s an old saying that ‘#$%^ runs downhill.’ So, if you want to find the source of the #$%^ , you go to the top of the hill. A similar saying, more to the point, is ‘Garbage in, garbage out’ (GIGO). We hear and use that phrase an awful lot in claims, far too often…

Insurance fraud isn’t the most splashy form of crime and it rarely dominates the news cycle. But it does impact your wallet every day.

Catastrophe modeling firm AIR Worldwide, in partnership with experts from the Brookings Institution and AXIS Capital Holdings Limited, has released a report exploring how climate change may affect hurricane risk in the US by 2050. The report specifically focuses on financial losses to residential and commercial properties.

Insurers are no stranger to large-scale technology changes, but 2020 was unique in the magnitude of change. Incumbent carriers have spent much of 2020 year moving complex IT infrastructures into the cloud and instituting new remote risk assessment technologies, in order to continue serving their customers safely and efficiently.

Robin Baudoin’s home in Sulphur looks today just like it did the day after Hurricane Laura hit Southwest Louisiana with its catastrophic damage over four months ago. Its roof is completely gone and nearly all of her belonging are in shambles.

Florida’s Insurance Commissioner says claims solicitation is raising the cost of Florida’s property insurance industry for both consumer and provider. David Altmier told a Senate panel Tuesday that rates for property owners will continue to rise unless something is done.

It’s long been established that warming temperatures cause more frequent and intense precipitation. But placing a dollar value on the contribution of climate change to storm damage has been tricky.

Former Chargers tight end Antonio Gates and his wife are suing AIG Property Casualty Co., alleging the insurer breached a contract to compensate them for a nearly $1 million burglary at their Encino home.