Tropical Storm Jerry Forms in Atlantic

Tropical Storm Jerry, the 10th named storm of the 2025 Atlantic hurricane season, has formed in the open Atlantic and is expected to reach Category 1 hurricane strength as it nears the northern Leeward Islands on Thursday night and Friday. The National Hurricane Center projects the storm will bring gusty winds and heavy rain, even if the center remains offshore, with a possibility of issuing Tropical Storm Watches soon.

While the storm poses no direct threat to the continental U.S., its path is significant for U.S.-based insurance claims adjusters monitoring international claims exposures and reinsurance triggers. Caribbean-based insurers and global reinsurers should prepare for potential property damage and business interruption claims, especially given Jerry’s uncertain intensity forecasts — which range from a moderate tropical storm to a major hurricane.

Jerry’s development also comes during a season that, while slightly below average in storm count, has already produced three major hurricanes. This reinforces the importance of seasonal vigilance and the need for adjusters to assess preparedness for late-season storm activity. The system’s proximity to Bermuda after passing the islands also warrants continued tracking.

For adjusters handling marine, travel, and Caribbean commercial property lines, Jerry underscores the ongoing need to evaluate claim readiness, ensure policyholders are informed, and monitor developing forecasts closely. The storm’s impact, even if indirect, may produce localized flooding, infrastructure stress, and delayed claims processing in affected regions.