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COVID Crisis: Workers’ Comp Industry Faces Declining Premiums

Last week we debunked unwarranted fears that workers’ comp is in a profit-crushing “COVID crisis” — mostly because COVID-19 claim costs and claim counts are relatively low. Reality is COVID-19 costs will be more than offset by the massive decrease in new claims seen so far, a decrease that may deepen as jobs continue to disappear.
August 11, 2020 Workers' Compensation






Yes Virginia, There Is An Insanity Clause

We know that workers’ comp is at times controversial, and that case related decisions and determinations rarely make everyone happy. Still, through the din of disagreement there is usually a thread of logic that can help define issues and justify outcomes.


NJ Supreme Court Confirms Workers’ Compensation Subrogation Is Not Limited By No-Fault Laws

On May 12, 2020, the New Jersey Supreme Court answered a long-standing subrogation question regarding whether a workers’ compensation carrier is entitled to subrogation and/or reimbursement from a third-party tortfeasor who is covered by New Jersey no-fault insurance, even though the employee does not otherwise meet the verbal threshold allowing him or her to sue the tortfeasor.