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Are Pay-Per-Mile Policies Here To Stay?

2020 has been a tumultuous time for consumers and businesses alike. The coronavirus crisis led to nearly half of American employees working from home in the spring of this year. Pair that figure with the fact that unemployment rates climbed to nearly 15% in April 2020, and it’s easy to understand why consumers are looking for ways to reduce their expenses and stretch the dollars they have.
November 10, 2020 Auto

Shameless Schemers, Class Of 2020

As microbes march across America, the parallel pathogen of insurance crime also continues prowling for victims. Look no farther than the newest avatars of avarice, the Insurance Fraud Hall of Shame.
November 10, 2020 Fraud



Trend Watch: On-Demand Claims Solutions

As property insurers embrace remote work in response to the coronavirus pandemic and deal with an overactive Atlantic hurricane season—and the volumes of claims accompanying it—they may elect to look closer at a new trend: on-demand claims adjusting services.
November 9, 2020 Property





It Pays To Give A Number

Money is always an uncomfortable topic—especially in the courtroom. Yet a recent study published in the Iowa Law Review confirms what I have been saying (and doing!) for years: If you want a defense verdict, give a defense number!
November 6, 2020 Litigation


Pennsylvania Court Opts To Wait Before Issuing Coverage Ruling In COVID-19 Business Interruption Case

The COVID-19-related business interruption coverage case of Taps & Bourbon on Terrace, LLC v. Underwriters at Lloyds London, et al., pending in the Philadelphia County Court of Common Pleas, may represent a growing trend all policyholders whose businesses have suffered from the impact of COVID-19 would welcome—the acknowledgement that, as the court stated, “the law and facts are rapidly evolving in the area of COVID-19 related business losses.”
November 5, 2020 Litigation Pennsylvania

The Evolution Of Telematics Programs

Thirteen years after Progressive launched Snapshot, its usage-based insurance (UBI) rewards program, telematics-based policies represent a modest part of personal and commercial lines insurance. Bullish estimates of double-digit adoption by 2020 haven’t materialized, but it’s clear that telematics-based products appeal to a need within the market.
November 5, 2020 Technology