The number of structures destroyed by the 245,000-acre Northern California wildfires climbed to 8,400 and authorities warned Monday the total could continue to go up as crews assess damage in scorched areas.

The California Department of Insurance has released an estimate for the damages left behind by the catastrophic wildfires that have left historic damages in the state. The department believes the insured wildfires losses will reach at least $1.05 billion.

Lloyd’s has revised its net claims estimates for Hurricanes Harvey and Irma to a combined US$3.9 billion, plus a preliminary claims estimate for Hurricane Maria of US$0.9 billion.

Hurricanes Harvey, Irma and Maria left catastrophe and devastation behind, and Lloyd’s insurance claims are being rapidly processed, says the market. The company says it is responding quickly and has even made some advance payments.

The relentless hurricane season is keeping Bloomington-based insurers busy. With seven weeks to go, the 2017 hurricane season is already the third most active on record.

"You can’t fix anything until insurance comes through. Well, we haven’t heard anything from insurance, so how do you keep moving on? You’re just frozen.”

The sentiments of Jeni Kite are common for many in the aftermath of Harvey.

Though it’s too early to know the insured damage total of Hurricane Nate, the cost of hurricanes to insurance industry coverage providers in the United States will already reach $100 billion, says JPMorgan. This prediction aligns with other industry players, such as Fitch Ratings.

XL Group Ltd. reported on Wednesday a preliminary estimate of approximately US$1.33 billion relating to Hurricanes Harvey, Irma and Maria.

Puerto Rico is in ruins. Thousands are displaced in Houston. The Gulf Coast is bracing for a fresh round of hurricanes. Now, epic wildfires are incinerating California.

With over a month and a half left in the 2017 hurricane season, a record that has stood for over 100 years may soon be equalled, and could fall. Tropical Storm Ophelia is expected to strengthen to a hurricane as it spins far out over the Atlantic.

American International Group expects to record insurance losses of roughly $3 billion during the third quarter from the recent hurricanes and earthquakes.

Howling winds, deadly floods, fire and ice so far this year have pushed the U.S. into a tie for weather disasters that topped in $1 billion in damages. There have been 15 costly disasters through September, tying 2011 for the most billion-dollar weather disasters for the first nine months of a year.

In the days after a catastrophic loss like Hurricane Harvey, challenges abound for insurers. Due to the extensive damage often caused by a disaster, insureds are justifiably distraught.

Texas is known for its prolific weather events — wind, hail, tornadoes and, most recently, Hurricane Harvey — all of which can wreak havoc and cause significant damage to residential and commercial properties. As the locals say: “If you don’t like the weather in Texas, wait five minutes” and the next weather pattern will roll in. But six-12 months after the storm rolls out, Texas is known for another prolific event: the filing of storm litigation cases across the state.

Puerto Rico’s island-wide power outage will mean a surge in insurance claims for lost business income that will increase the already high cost of damage caused by Hurricane Maria, likely tipping some big reinsurers into the red this year, according to industry experts.