Most state workers’ compensation laws, or cases construing them, allow the employer and its carrier to waive its right to subrogate against a third party that caused or contributed to an employee’s injury. The purpose of a subrogation waiver is not well understood and is a subject of some confusion in the marketplace.

Joining dozens of CEOs of America’s biggest businesses, these insurance industry leaders acknowledged they are beholden to their communities more than their shareholders.

Great Insurance Jobs’ Cofounder Roger Lear is here to help you overcome obstacles to your career and job search. This month, he offers advice on how to overcome perpetual second-place finishes.

Claims handling can be a particularly emotional time. Displaying emotional intelligence, or being able to "read the room," is an important trait to possess in insurance.

The cannabis market in the United States is growing like a weed, and for good reason. Thirty-three states have already legalized cannabis to some degree, and federal legalization of both medical and adult-use cannabis is expected to create $86 billion in additional tax revenue, according to a report from New Frontier Data.

The phrase “gradually, then suddenly” comes from Ernest Hemingway’s 1926 novel “The Sun Also Rises,” when Mike Campbell is asked how he went bankrupt. “Two ways,” he answers. “Gradually, then suddenly.”

“Stay out of your comfort zone. That’s where the magic happens.” - That’s the golden nugget that Rebekah Ratliff swears by, and you might as well call her a magician for all she’s been able to achieve in her 28-year insurance career.

RIMS 2019 is behind us. Monte Carlo, its nominally more sophisticated and more business-like cousin, looms. These twin schmoozefests dominate the insurance year — at a cost.

As we celebrate our biggest Universal Claims Certification (UCC) success to date with Texas Governor Greg Abbott signing into law our bill that provides better reciprocity for continuing education to UCC holders, I’m reminded that it is your thoughts and ideas that give our organization direction.

When an insurer is uncertain if its policy covers the liability alleged against an insured, a reservation of rights letter allows the insurer to protect its right to deny payment for the insured’s liability. Many of us believe we know how to write an effective reservation of rights letter (thank you very much!).

CLM’s Claims College opens its doors for another year of education beginning on Sept. 4, 2019, in Baltimore. With 10 schools spanning most business lines and education areas—seven of which require three years of attendance to earn the Certified Claims Professional (CCP) designation—Claims College continues to push its higher education goals.

This fall at the National Workers’ Compensation and Disability Conference & Expo, learn more about how to help workers with amputation injuries, without spending more than you need to for optimal care.

Recent hurricane seasons have been vicious, last year’s killed more than a hundred people and inflicted more than $50 billion dollars in damages. The country is still deep in recovery and this year’s storm season is already underway.

Bobbie Goldie describes herself as “one of insurance’s biggest cheerleaders”. She has over 25-years of industry experience across broking, underwriting and claims handling, with particular expertise in cyber liability, professional liability, directors & officers liability, employment practices liability, and crime.

Getting the best outcomes for injured workers involves much more than just treating the actual injury. Their recoveries depend on a variety of additional factors; such as whether they have access to healthy food and clean water, their ability to travel to medical appointments and the extent of support they have.