
Michigan Becomes the 26th State to Mandate Hands-Free Cellphone Use While Driving
Effective June 30, Michigan drivers caught using a cellphone behind the wheel will face penalties, as Governor Gretchen Whitmer signed distracted driving prevention legislation into law on Wednesday. The move aims to curb fatal crashes and enhance road safety across the state.
June 9, 2023
Auto
Legislation & Regulation
Michigan

Important Changes to Insurance Regulations in Florida with the "Insurer Accountability" Act
The Florida Legislature has approved the "Insurer Accountability" Act, which is slated to come into effect on July 1, 2023. This new law introduces comprehensive insurance coverage and claims handling standards for insurance companies operating in the state. Moreover, it empowers the Office of Insurance Regulation (OIR) with expanded regulatory authority over the insurance industry.
June 7, 2023
Insurance Industry
Legislation & Regulation
Florida

10 States Sue FEMA Over Higher Flood Insurance Rates
Ten states and dozens of municipalities are suing the Biden administration over rate hikes in the National Flood Insurance Program. That program offers coverage in high-risk flood areas and is administered by FEMA, the Federal Emergency Management Agency.
June 2, 2023
Legislation & Regulation
Litigation
Property
Florida
Idaho
Kentucky
Louisiana
Mississippi

Proposal Seeks to Make Automatic Emergency Braking Mandatory in New Vehicles
The National Highway Traffic Safety Administration (NHTSA) has introduced a new regulation aimed at accelerating the adoption of automatic emergency braking (AEB) technology and its pedestrian protection capabilities.
June 1, 2023
Auto
Legislation & Regulation

FTC Move Makes Biometric Privacy Liability a National Concern
A recent policy statement from the Federal Trade Commission on the collection of biometric information, such as fingerprints and retina scans, will put a national spotlight on the issue, which will likely lead to more litigation and regulatory action, experts say.
May 31, 2023
Legislation & Regulation
Liability

Changes Impacting Insurers Arising from Florida’s New Tort Reform Act
On March 24, 2023, Florida passed a sweeping tort reform bill into law, making major changes to civil litigation in the state. In anticipation of the Governor signing the bill into law, the number of new cases initiated throughout the state in March 2023 was 280,122. Of that amount, 71,000 came from Miami-Dade County (Miami) and 53,000 from Hillsborough County (Tampa). These numbers are staggering.
May 31, 2023
Legislation & Regulation
Litigation
Florida

New Florida Law Halts Auto Glass Claims AOB Lawsuits
In an effort to address the growing congestion of auto glass claim cases in Florida's courtrooms and potentially provide relief to policyholders, new legislation has been enacted to significantly curtail lawsuits related to windshield repairs. SB 1002 was signed into law by Governor Ron DeSantis on Thursday, effectively banning the use of assignment of benefits (AOB) in auto glass claims with immediate effect.
May 26, 2023
Auto
Legislation & Regulation
Florida

Florida Regulators First Warned of Insurance Company Manipulations in 2021
When Rod Buvens climbed to inspect the tile roof of the Estero home in 2019, he quickly found signs of damage.
May 25, 2023
Legislation & Regulation
Florida

Proposed Michigan Bill: Protecting Insureds or Complicating Claims Adjusting?
Ten Democratic state senators introduced on May 9 Michigan Senate Bill 329, which if adopted, would dramatically reshape the adjusting process in first- and third- party auto claims.
May 24, 2023
Auto
Legislation & Regulation
Litigation
Michigan

The 3 Trends Rocking the P&C Insurance Industry in 2023
From skyrocketing premium growth to the ever-increasing adoption of artificial intelligence to wondering which storm will be the next multi-billion-dollar weather event, the property/casualty (P&C) insurance industry continues to face steep challenges in 2023.
May 19, 2023
Insurance Industry
Legislation & Regulation
Technology

ChatGPT Chief Says AI Should Be Regulated By a US or Global Agency
The head of the artificial intelligence company that makes ChatGPT told Congress on Tuesday that government intervention will be critical to mitigating the risks of increasingly powerful AI systems.
May 19, 2023
Legislation & Regulation
Technology

Citing Antitrust Concerns, AGs Caution Insurers on Pushing Climate Agenda
In a collective effort, more than two dozen Republican attorneys general issued a warning to insurance companies, cautioning against pushing customers to rapidly reduce emissions and promote an "activist climate agenda." The attorneys general argue that such efforts may potentially violate antitrust laws.
May 18, 2023
Insurance Industry
Legislation & Regulation

Colorado Governor Signs Bill Enacting Statewide Wildfire-Resistant Building Code
Colorado Gov. Jared Polis signed into law Friday a bill that mandates a statewide wildfire-resistant building code, a step that scientists say will help protect residents and first responders as climate change intensifies blazes.
May 17, 2023
Legislation & Regulation
Property
Colorado

Transparency and Consumer Safeguards: Public Adjuster Reform Gains Momentum in Indiana, Illinois
Indiana and Illinois have recently joined the growing number of states enacting legislation aimed at reforming public adjuster practices. These measures are designed to enhance consumer protection, increase transparency, and regulate the activities of public adjusters within the insurance industry.
May 16, 2023
Insurance Industry
Legislation & Regulation
Property
Illinois
Indiana

Montana Implements New Law to Regulate Third-Party Litigation Financing
Montana has enacted a new law aimed at imposing restrictions on third-party groups involved in financing civil litigation. The measure was signed by Governor Greg Gianforte on May 5.
May 16, 2023
Legislation & Regulation
Litigation
Montana



