Florida presents property insurers with a unique set of factors that affect the availability and affordability of insurance coverage. The state boasts the third-largest population in America while simultaneously enduring a higher-than-average volume of natural disasters.

St. Charles Parish in Louisiana has sued the Federal Emergency Management Agency (FEMA) over the new Flood Risk Rating 2.0 that went into effect in October 2021.

Homeowners in Florida should prepare for yet another increase in their insurance premiums as more insurers are leaving or failing in the state.

Alphabet Inc.'s YouTube is being sued for its video recommendation practices, and the U.S. Supreme Court is preparing to issue a ruling.

Department of Homeland Security Secretary Alejandro Mayorkas recently announced at a congressional hearing that the new federal system for setting flood insurance premiums, Risk Rating 2.0, requires more adjustments than anticipated.

Netflix recently aired a limited series about Bernard Madoff who fashioned the largest Ponzi scheme to date. Some estimate that the fraud amounted to approximately USD 65 billion of investor monies while others quote a much lower figure of USD 10 -- 17 billion. It is very difficult to arrive at the correct figure as records were fabricated and some investors were too embarrassed to admit that they had been swindled.

Florida came first. Then Louisiana. Now an insurance crisis that has swept across the Gulf Coast is spilling into Texas, where increasingly scarce property coverage has forced tens of thousands of coastal homeowners to buy policies from a state-chartered insurance program.

Homes constructed in flood plains, storm surge zones, regions with declining water availability, and the wildfire-prone West are overvalued by hundreds of billions of dollars, recent studies suggest, creating a housing bubble that puts the U.S. financial system at risk.

Colorado Governor Jared Polis has signed a consumer protection bill to ensure people with limited English proficiency (LEP) can read and understand critical insurance policy documents.

Championed by industry groups and CFO Jimmy Patronis, a bill curbing auto glass repair lawsuits sped through its last committee stop in the House and now awaits a full chamber vote.

Litigation is rarely warm and fuzzy, but what's unfolding in Florida between plaintiffs firm Morgan & Morgan and the insurance industry puts hardball tactics in a new light.

Colorado homeowners and businesses unable to get property insurance from private companies could obtain expensive, bare-bones coverage from a quasi-governmental insurer of last resort under a bill introduced Thursday in the state legislature.

After years of giving Florida's homeowners insurance companies largely what they wanted in an effort to stem rapidly rising premiums and insurer insolvencies, state lawmakers introduced a new approach this week: 'insurer accountability.'

Catastrophe losses were the driving force behind the 17 impairments of US property & casualty insurers in 2021, according to a new report by AM Best.

Michigan's no-fault system reform law, effective in 2020, has led to personal auto insurers paying out fewer claims and many drivers paying less in premiums, according to recent research by two Triple-I nonresident scholars.