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States Urge Judge to Reject Dismissal Motion in Flood Insurance Lawsuit

States Urge Judge to Reject Dismissal Motion in Flood Insurance Lawsuit

Florida and other states are trying to fend off an attempt by the Biden administration to end a lawsuit challenging changes to the National Flood Insurance Program that have led to higher premiums for many property owners.
September 8, 2023 Legislation & Regulation Litigation Florida Idaho Kentucky Louisiana Mississippi

Nevada’s Newest Restrictions on Mental and Physical Examinations Affect Claims

Nevada’s Newest Restrictions on Mental and Physical Examinations Affect Claims

The ability to examine a claimant is often an important part of assessing bodily injury claims. Nevada's 2023 legislative session created new barriers to obtaining these examinations, whether based on court rules or contractual requirements.
September 7, 2023 Legislation & Regulation Liability Litigation Workers' Compensation Nevada

California’s Insurance Challenges Deepen with USAA’s Wildfire Safety Demands

California’s Insurance Challenges Deepen with USAA’s Wildfire Safety Demands

Another major insurance company plans to impose new restrictions on its homeowners business in California, potentially worsening the state's growing insurance woes and making it more difficult for homeowners and buyers to cover their residences.
September 5, 2023 Legislation & Regulation Property California

Citizens Property Insurance Rate Increase Proposal Denied by Florida Regulators

Citizens Property Insurance Rate Increase Proposal Denied by Florida Regulators

Florida's ongoing battle with rising insurance rates has taken a new turn as the Florida Office of Insurance Regulation has taken a stand against Citizens Property Insurance Corporation's latest proposed rate increase.
August 24, 2023 Legislation & Regulation Property Florida

Proposed NHTSA Regulations Advocate Seat Belt Use for All Passengers

Proposed NHTSA Regulations Advocate Seat Belt Use for All Passengers

The Department of Transportation is proposing new rules designed to encourage seat belt use by car and truck passengers, including those sitting in the back seat.
August 22, 2023 Auto Legislation & Regulation

New Property Insurer Approved for Florida; Citizens to Reduce Coverage by Nearly  300K Policies

New Property Insurer Approved for Florida; Citizens to Reduce Coverage by Nearly 300K Policies

Florida's Office of Insurance Regulation (OIR) this week granted authorization to Mainsail Insurance Company, a property and casualty insurer headquartered in Texas, to function as a domestic insurer within the state.
August 17, 2023 Insurance Industry Legislation & Regulation Property Florida

The End of Eroding Limits Policies in Nevada is Just the Beginning

The End of Eroding Limits Policies in Nevada is Just the Beginning

On June 3, 2023, Nevada Gov. Joe Lombardo signed into law AB 398 (the Act) which modifies the Nevada insurance code by restricting the types of liability policies that can be offered in the state.
August 9, 2023 Legislation & Regulation Litigation Nevada

Showdown Over Robotaxis in San Francisco

Showdown Over Robotaxis in San Francisco

A California state board is set to vote Aug. 10 on whether to allow tech companies Waymo and Cruise to launch a massive expansion of driverless taxi fleets in San Francisco, but the stakes are far bigger than local politics.
August 8, 2023 Auto Legislation & Regulation California

California Needs to Make Changes to Address Its Climate Risk Crisis

California Needs to Make Changes to Address Its Climate Risk Crisis

California's insurance challenges have roots going back decades. Yet they've come to the fore in the past five years, during which the five largest wildfires in the state's history have occurred, according to Cal Fire.
August 7, 2023 Legislation & Regulation Property California

 Florida’s Recent Laws Address Home Insurance Affordability

Florida’s Recent Laws Address Home Insurance Affordability

Skyrocketing home insurance rates in Florida have become a massive problem for many property owners in the state who are struggling to be able to find coverage they can afford. The state has been teetering on the edge of crisis, and the situation is continuing to worsen recently.
August 2, 2023 Insurance Industry Legislation & Regulation Property Florida

California Regulator Scrutinizes Connected Car Data Usage

California Regulator Scrutinizes Connected Car Data Usage

California's privacy regulator said Monday it will be reviewing the data privacy practices of connected car manufacturers.
August 1, 2023 Legislation & Regulation Technology California

Vermonters Denied FEMA Assistance Due to Flood Insurance Lapses

Vermonters Denied FEMA Assistance Due to Flood Insurance Lapses

Even as FEMA is working to dole out millions of dollars in grants to Vermonters hit by flooding in eight designated counties, some who received money following previous flooding -- but did not comply with subsequent insurance requirements -- are now learning they are not eligible.
July 31, 2023 Legislation & Regulation Property Vermont

Solving California’s Property Insurance Crisis is a Balancing Act

Solving California’s Property Insurance Crisis is a Balancing Act

A brokerage leader has slammed California's insurance commissioner, Ricardo Lara, for the worsening property insurance crisis in the state, saying over-regulation is contributing to increasing rates and carrier pullouts.
July 28, 2023 Insurance Industry Legislation & Regulation Property California

Nevada Insurers Facing Restrictions on Liability Limits With New Legislation

Nevada Insurers Facing Restrictions on Liability Limits With New Legislation

Nevada's insurance commissioner has 'grave concerns' about insurers leaving the state because of recent legislation that prohibits them from issuing policies that reduce liability limits by defense costs.
July 27, 2023 Legislation & Regulation Liability Nevada

Florida Insurers Face New Claims Regulations

Florida Insurers Face New Claims Regulations

The Florida Office of Insurance Regulation (OIR) has announced measures to ensure Florida insurers are well-equipped to handle claims in the wake of catastrophic events. As part of their compliance efforts, each authorized residential property insurer must possess a claims-handling manual that adheres to the provisions set forth by Florida law.
July 24, 2023 Legislation & Regulation Florida
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