Illinois has recorded 140 tornadoes in 2026, prompting the National Insurance Crime Bureau to warn residents about contractor fraud schemes that often emerge after major disasters. The alert comes as severe convective storm losses continue to generate tens of billions in insured claims annually.

Gallagher's 2026 survey finds business owners increasingly integrating risk management into operations as concerns grow over AI, cyber threats, supply chain disruptions, and severe weather exposures.

Triple-I expands its national awareness effort, tying litigation trends to insurance affordability and urging legislative reform.

State regulators are accelerating enforcement on AI use in insurance, exposing carriers to fines and legal risk when decision models lack transparency.

Underwriting deficits and alleged fleet misreporting are straining Illinois' commercial auto assigned risk market, with combined ratios nearing 200%.

New snow, ice, Arctic air, and potential flooding could generate fresh property and auto claims just days after a multibillion-dollar blizzard.

An Illinois federal judge ruled that reasonable consumers are not misled by the term 'boneless wings,' tossing a proposed class action but allowing the plaintiff time to amend the complaint.

A Bloomberg editorial urges policymakers to focus on resilience, legal reform, and mitigation rather than capping rates or penalizing insurers as premiums climb nationwide.

New claims data shows freeze-related water losses remain a major severity driver, with average payments exceeding $30,000 and repairs stretching for months.

The Seventh Circuit says partial causation by a contractor is enough to trigger excess coverage, even after a full settlement and release.

Prosecutors allege the fire followed a dispute over a life insurance policy cashout, raising fraud and safety concerns for insurers and claims staff.

Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.

Rates may be leveling off, but jury behavior, litigation funding, and documentation demands continue to drive claim severity and settlement complexity heading into 2026.

Claims teams can no longer rely solely on autonomous AI; embedding expert oversight improves accuracy, compliance and defensibility.

A California privacy law from 1967 is at the heart of a new wave of cyber lawsuits targeting businesses nationwide over common web tracking tools.