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CA Insurance Commissioner Rejects Petition To Have Insurers Disclose Fossil Fuel Business

California insurance commissioner Ricardo Lara recently rejected a petition from over 60 public interest groups to have insurance companies operating in the state to disclose their fossil fuel business.
April 25, 2019 Legislation & Regulation California

70% Of Workers’ Comp Billing Disputes End Badly For California Payers

A performance report on the first five years of California’s independent bill review program reveals that claims adjusters’ billing decisions rarely align with how the state workers’ comp system sees things.
April 18, 2019 Legislation & Regulation Risk Management Workers' Compensation California

Proposed Louisiana Bill Prohibits Photo Appraisals On First Estimate, Disputed Auto Body Repairs

A bill sponsored by the chairman of the Louisiana House Insurance Committee would restrict an auto insurer’s ability to write an estimate completely off of photos to undisputed supplements alone.
April 15, 2019 Auto Legislation & Regulation Louisiana

Medical Marijuana Challenges Workers Comp Payers

Workers compensation payers should face up to the inevitability that they will have to pay for medical marijuana pain treatments for injured workers despite any concerns they have, experts say.
April 10, 2019 Legislation & Regulation Workers' Compensation

WC Court Rulings, Legislation, And Advocacy-Driven Claim Outcomes

Florida is a great example of what happens when state legislatures pass bills or the courts rule in cases where the interests of many stakeholders are variously impacted in the aftermath.
April 4, 2019 Legislation & Regulation Litigation Risk Management Workers' Compensation

Californians Sue DOI For Allowing Unlicensed, Out-Of-State Adjusters After Wildfires

Californians have filed a lawsuit against the state Department of Insurance for allegedly allowing unlicensed out-of-state insurance adjusters to offer their services after major wildfire events.
April 2, 2019 Catastrophe Legislation & Regulation Litigation Property Risk Management California

Flooding Bursts Midwest Levees, And Tough Questions Follow

The widespread, severe flooding in the Midwest over the last month has exposed the vulnerabilities in a levee system that is now so full of holes that many here ruefully describe it as "Swiss cheese."
April 1, 2019 Legislation & Regulation Property Subrogation Iowa Missouri Nebraska

AOB Abuse In Florida Rises 70% In 15 Years

The assignment of benefits (AOB) is standard practice in the US insurance industry. AOB is a contract in which a policyholder grants a third party - such as a medical provider, an auto repair shop owner, or a contractor - permission to bill an insurance company directly for services rendered.
March 28, 2019 Legislation & Regulation Litigation Property Florida

NFIP Regulations Will Determine Whether Some Nebraska Families Rebuild

Nearly two weeks after flood waters overtook the southwest portion of Fremont, signs of the devastation are beginning to emerge. Debris left behind by the latte River and water logged items pulled from homes litter the sidewalks.
March 27, 2019 Legislation & Regulation Property Nebraska

Climate Change’s Fingerprints Are On U.S. Midwest Floods: Scientists

Climate change played a hand in the deadly floods in the U.S. upper Midwest that have damaged crops and drowned livestock, scientists said on Thursday, while a Trump administration official said more homework was needed before making that link.
March 22, 2019 Catastrophe Legislation & Regulation

It’s Groundhog Day For WC Claims Handling

Why have attempted fixes via legislation and technology failed to fulfill promises for decades, for almost a generation of workers?
March 20, 2019 Fraud Legislation & Regulation Technology Workers' Compensation

Adapting To Leave Of Absence Regulations

The intersection of workers’ compensation with laws on leave of absence and job accommodation has become increasingly challenging. With the expanding number of federal, state and municipal laws on the books, there is also confusion about how and when they overlap.
March 19, 2019 Legislation & Regulation Workers' Compensation

The Private Sector Is Returning To The Flood Insurance Game

The private sector is returning to the risky world of insuring homes against flood damage, offering hope that the paltry percentage of homeowners with flood insurance will rise out of the single digits.
March 18, 2019 Catastrophe Legislation & Regulation Property

U.S. Insurers Seek Renewal Of Federal ’Backstop’ Against Acts Of Terrorism

U.S. insurers are pushing for the extension of a federal terrorism risk insurance program, hoping to fend off a possible gap that would leave their clients scrambling for alternate coverage.
March 5, 2019 Excess & Surplus Lines Legislation & Regulation

Are Cannabis Edibles A “Drug”? What Adjusters Should Be Asking

Claims adjusters' questions should address potential policy wording dilemmas related to the upcoming legalization of cannabis edibles later this year, a lawyer told Canadian Underwriter recently.
February 26, 2019 Legislation & Regulation
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