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California AG Endorses Bill Expanding Consumer Privacy Protections

California Attorney General Xavier Becerra on Monday endorsed a state bill that would expand the state’s new privacy act to allow consumers to sue companies over their handling of personal data, despite months of tech lobbying against such a move.
February 26, 2019 Legislation & Regulation Liability Litigation California

The Ranks Of The First Responder Special Class Is Growing

Legislative bills in Montana and Idaho that will grant certain benefits and presumptions for first responders appear to be headed to a successful result, bringing those states in line with many others who have recently followed the same path.
February 21, 2019 Legislation & Regulation Workers' Compensation Idaho Montana

The Type Of Claims That May Arise From Legalization Of Cannabis Edibles

With the upcoming legalization of edibles containing cannabis this October, Canadian claims adjusters may see more indirect injury loss and damage claims, suggests a lawyer with Field Law in Calgary.
February 15, 2019 Legislation & Regulation Liability

Free Physician Access To Comp Guidelines Spurs Subscriptions

Physician subscriptions to California’s drug formulary and treatment guidelines are rising mere days after the California Division of Workers’ Compensation announced that medical providers who treat injured workers in the state would have free access, but doctors continue to object to treatment denials emanating from California’s utilization review process.
February 13, 2019 Legislation & Regulation Workers' Compensation California

Automation, Big Data Will Drive 2019 Insurance Trends

Facing competitive pressure from start-ups and tech giants, traditional insurers are being forced to embrace innovation and change at a rapid pace. Today’s tech-savvy customers expect a seamless and integrated digital experience from their insurers.
February 8, 2019 Legislation & Regulation Risk Management Technology

U.S. Will Not Seek To Require Event Data Recorders In Cars, Trucks

The U.S. National Highway Traffic Safety Administration said on Tuesday it is withdrawing a 2012 Obama administration proposal to require event data recorders in all new cars and trucks because it says automakers have voluntarily installed the devices in nearly all vehicles.
February 7, 2019 Auto Legislation & Regulation

5 Market Forces Impacting Insurance Digital Strategy

The insurance industry, like so many others, is in a state of upheaval that will continue to play out in 2019. The disruptive forces at work in the industry have come into sharper focus over the past 12 months, and industry players across the board are now in motion as they race to adapt.
February 4, 2019 Legislation & Regulation Risk Management Technology

Uninsured Motorists, No-Fault PIP Claims Drive Up Florida Rates

Florida drivers pay through the nose for car insurance. A recent study by consumer website insure.com ranked Florida’s rates third-highest in the nation: A driver with a clean record and a new car pays more than $2,000 a year, the site found — more than 11 percent over 2017 rates.
January 21, 2019 Legislation & Regulation Liability Litigation Florida

Washington Regulators Ban Insurance Policies Backed By The NRA For Self-Defense Shootings

Insurance coverage backed by the National Rifle Association that would assist gun owners who later claimed self-defense in a shooting may no longer be sold in Washington state, regulators announced Tuesday.
January 16, 2019 Excess & Surplus Lines Legislation & Regulation Washington

Data Coming Out Of Legal Cannabis States Is “Really Frightening”

Collision claims in states that have legalized recreational marijuana have increased by as much as 6% from January 2012 through October 2017, according to new research from the Insurance Institute for Highway Safety (IIHS) and the Highway Loss Data Institute (HLDI).
January 9, 2019 Auto Legislation & Regulation Colorado Nevada Oregon Washington

Gender Factor In Setting California Auto Insurance Rates Has Been Banned

Thirty years after California voters told auto insurers to focus on a driver’s safety record in setting rates, the state’s outgoing insurance commissioner has banned the apparently widespread practice of charging different rates for male and female drivers, regardless of their records.
January 8, 2019 Auto Legislation & Regulation California

FEMA Reverses Decision To Stop Issuing New Flood Insurance Policies

The Federal Emergency Management Agency (FEMA) said on Friday it will resume issuing new flood insurance policies during the partial U.S. government shutdown, reversing a decision announced two days ago.
January 2, 2019 Legislation & Regulation Property

Flying Cars May Appear In Urban Skies By 2023

The flying cars depicted in science fiction classics such as "Blade Runner" and "The Fifth Element" have long been seen as flights of fancy, but their arrival is closer than you think.
December 19, 2018 Excess & Surplus Lines Legislation & Regulation Technology

California Public Utilities Commission Shares Fault For Inaction On Wildfire Mitigation

Long before the Camp fire raced through Northern California, claiming at least 86 lives and all but erasing the Gold Rush town of Paradise, state law required the three big power monopolies to file detailed strategies to prevent wildfires.
December 18, 2018 Catastrophe Legislation & Regulation Property California

Illinois Tornado Victims Advised To Beware Storm Chasers, Consult Claims Professionals For Recommended Contractors

Victims of recent tornadoes that ravaged central Illinois will soon start rebuilding damaged property. The Illinois Insurance Association urges residents to be on the alert for scam artists posing as legitimate building contractors.
December 11, 2018 Legislation & Regulation Property Illinois
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