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US Cladding Manufacturer Faces Wrongful Death, Products Liability Suit Over Grenfell Tower Fire

"It was all completely avoidable. It should never have happened." Those were the words of Grenfell Tower fire survivor Marcio Gomes - whose stillborn son was the youngest fatality in the 2017 tragedy in the UK - when it was announced that a wrongful death lawsuit has been filed against US companies, including the manufacturer of the residential building’s combustible cladding.
June 14, 2019 Liability Litigation

OSHA Report Alleges Multiple Failures Leading To Miami Bridge Collapse

Structural design deficiencies, failure to recognize the magnitude of widening cracks, oversights by the design build contractor, and failure to close a Miami street underneath a bridge are just a few of the problems that contributed to the deaths of one employee and five motorists and the permanent disability of another employee when the structure collapsed last year, according to a new report.
June 13, 2019 Excess & Surplus Lines Liability Workers' Compensation

The Good, The Bad, And The Unlikely In Tesla CEO’s Plans

Elon Musk has been rocking the boat in the insurance industry as of late after confirming in a Q1 earnings call that Tesla planned to launch its own insurance product, later announcing that the automotive company would partner with State National Insurance Company, a subsidiary of insurance titan Markel Corporation, which will serve as a fronting company for the program.
June 13, 2019 Auto Liability Technology

Insurance Official: No Guaranteed Savings Under New Michigan Auto Law

Michigan motorists will be required to buy significantly more liability coverage under the new auto insurance law, and there are no assurances those extra costs will not offset reductions the law requires in the personal injury protection (PIP) portion of motorists’ premiums, according to a top insurance industry executive.
June 12, 2019 Auto Legislation & Regulation Liability

Beware Of "Absolute" Insurance Policy Wording

In July 2009, a partner in a prominent law firm authored an editorial that appeared in the firm’s monthly digest of recent appellate decisions. The editorial discussed "absolute exclusions."
June 12, 2019 Education & Training Liability Litigation

Effective Cannabis Testing In The Workplace: No, We’re Not There Yet

It might be called the cannabis conundrum. As more states have legalized or are moving toward legalizing both medical and recreational cannabis, companies across the country are weighing how to accurately determine whether employees are impaired by cannabis in the workplace.
June 11, 2019 Liability Workers' Compensation

Apartment Balconies Off Limits After Collapse Injures 5

Boards blocked off the inside of glass sliding doors of an apartment unit in southwest Grand Forks on Monday, closing off the spot where a balcony collapsed early Saturday, sending five people plummeting four stories.
June 11, 2019 Excess & Surplus Lines Liability North Dakota

Crane Collapses In High Winds, Smashing Through Dallas Apartment Building

A woman died and at least five more people were injured Sunday afternoon when a crane fell into an Old East Dallas apartment building as storms pummeled the Dallas area.
June 10, 2019 Auto Excess & Surplus Lines Liability Property Subrogation Texas

Staged Accident: Teacher "Fell" On Vehicle, Sought Chiropractor And Lawyers

A teacher who claimed he was hit by a car at an Osceola County grocery store in 2016 was arrested last month, accused of faking the crash to defraud an insurance company, according to state investigators.
June 7, 2019 Fraud Liability Florida

Tracy Morgan Gets In Car Accident After Driving Off Dealership In $2M Bugatti

Tracy Morgan’s road woes continue. The comedian, who was involved in a near-fatal crash a few years ago, probably was still taking in the new-car smell of his Bugatti on Tuesday when he was involved in yet another collision.
June 5, 2019 Auto Liability Subrogation New York

Quest Diagnostics Says Data Beach Could Have Hit 11.9 Million Patients

Quest Diagnostics Inc said on Monday it was notified by a billing collections vendor that an unauthorized user gained access to information on nearly 11.9 million patients, including credit card numbers and bank account information.
June 4, 2019 Liability

Triggering Coverage In Opioid-Related Bodily Injury Claims

In cases that involve bodily injury allegedly caused by opioid addiction, one of the first questions liability insurers and their counsel should ask is whether the claim triggers their particular policy.
June 3, 2019 Liability

Starr Loses Cover Suit With Marine Pollution Insurer

A federal appeals court on Wednesday upheld a lower court decision and ruled against Starr Indemnity & Liability Co. in coverage litigation with a marine pollution insurer in a case involving two grounded oil barges.
May 31, 2019 Excess & Surplus Lines Liability Litigation Risk Management Subrogation

Michigan’s Landmark Auto Insurance Reform Bill Is Signed Into Law

Michigan Governor Gretchen Whitmer officially signed a landmark no-fault auto insurance reform bill today (May 30). The legislation, which passed with bipartisan support, is designed to lower the state’s ‘extortionate’ insurance premiums by letting drivers forego a one-of-a-kind requirement to buy unlimited medical coverage for crash injuries.
May 31, 2019 Legislation & Regulation Liability Michigan

Increased Liability Enhances Need For Effective Business Insurer

Liability is a hot topic in the collision repair industry. While following OEM procedures and acquiring shop insurance is a must, all policies are not created equal.
May 29, 2019 Auto Liability
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