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What Is The "8 Corners Rule?"

The so-called 8-Corners Rule is an important aspect of insurance defense in Texas. If you’re running an insurance company and you’re faced with the possibility of defending a policyholder from a legal action, you probably know about this rule.
June 17, 2022 Litigation Texas


Texas School District Sues Insurers Over Hurricane Hanna Coverage

The Edinburg school district sued a bundle of its insurance carriers last month, claiming that they failed to payout over $39 million for damage sustained during Hurricane Hanna. The district is suing for the money it says it is owed and alleges -- among other things -- breach of contract and violations of the Texas Deceptive Trade Practices Act.
June 17, 2022 Litigation Property Texas

Elon Musk Slams "Crazy" GEICO STD Claim

World’s richest man Elon Musk, CEO of Tesla, has slammed a recent insurance claim by a Missouri woman who contracted a sexually transmitted disease in a car against GEICO as ‘crazy’ and called for legal action against law firms that pursue ‘insane’ cases.
June 16, 2022 Auto Litigation Missouri

A New Utah Court Of Appeals Decision

A new Utah Court of Appeals decision recently came out that insurers may find helpful. The case involved an insurer, Truck Insurance Exchange (TIE), who declined to pay a UIM coverage claim after it was determined that the Plaintiff/Insured may have been at least 50% at fault for the accident.
June 13, 2022 Auto Litigation Utah

The Sunk-Costs Trap In Claims

It’s hard to imagine that flying used to be glamorous, but for those who remember the Concorde, they know it was the epitome of glamour. The supersonic jet flew at 60,000 feet--high enough for you to see the Earth’s curvature--and could blast you from Paris to New York in three and a half hours.
June 10, 2022 Litigation




Insurers’ Social Inflation Problem

Social inflation has become somewhat of a buzzword in insurance circles in recent years, especially over the past year. The phenomenon is responsible for driving up risk and the cost of claims across a range of lines, ultimately affecting insurer profitability.