It may not come as a surprise that bruises and open wounds are the most common injuries in every state across America — with the one exception of Colorado, where you’re more likely to have be injured by a ‘fall’. But did you know that ‘over-exertion’ is disproportionately common in North Dakota, and a ‘near-drowning’ experience six-times more likely in Hawaii?

Putting the injured worker first is key to the “advocacy-based claims model,” which puts the worker at the center of all activity. “It focuses on improving the injured worker’s experience. Until now, most employers have focused on corporate outcomes.

Two luxury electric vehicles — the Tesla Model S and the BMW i3 — fell short of getting the highest safety ratings in new crash tests by the insurance industry. The Insurance Institute for Highway Safety tested 2017 models of both vehicles.

The U.S. property/casualty insurance industry in 2016 will likely post an underwriting loss for the first time in four years due to higher catastrophe losses, competitive market conditions and auto liability challenges, A.M. Best Co. Inc. said Monday.

German carmaker Volkswagen will recall nearly 600,000 vehicles in the United States, most of them its premium Audi brand, over defects that could lead to fires or airbag malfunctions.

Ford just issued two new recalls, covering two wildly different vehicle segments. In fact, these two recalls exist on opposite ends of a number of spectrums.

A woman tried to clean the fur off a dead squirrel with a propane torch and burned down the building. A recent renters insurance settlement case serves as an important caution to anyone who would be inclined to use a blowtorch on a squirrel.

This emerging market is rapidly growing strength throughout the United States with legalized cannabis. The marijuana insurance industry has exploded since certain forms and uses of medicinal cannabis received approval.

The criminals knew what they were doing. “It’s the most expensive car that we sell," said Mark Snethkamp, dealership owner. At $75,000 it was a fun kind of target.

Every 45 seconds, a car is stolen in the U.S., for a total value of $4.9 billion in stolen vehicles during 2015. And as vehicles have become more sophisticated, they’ve often inadvertently been left exposed to car theft in new ways.

New government estimates project that for the second straight year, the United States will see the largest leap in motor vehicle fatalities in 50 years. In the first nine months of 2016, the Department of Transportation estimates that 27,875 people died in motor vehicle crashes.

As frigid temperatures and wintry blasts have hit a large section of the nation, drivers are increasingly “puffing”—warming up their parked vehicles before heading out on the road. The National Insurance Crime Bureau (NICB) warns that leaving an unlocked car running with the keys or fob inside can lead to two unwanted scenarios.

They have one-word names, their advertising campaigns throw around lofty concepts like optimism and their signature is digital reliance. The new face of insurance in North America wears a big smile and talks to customers using artificially intelligent chat bots.

Thousands of rock salt lamps sold at Michaels are under recall due to shock and fire hazards. The recall involves about 80,000 rock salt lamps sold under the Lumiere brand.

Michigan Gov. Rick Snyder declared a state of emergency Friday for Macomb County due to last month’s collapse of a massive sewage line that has caused a football field-sized sinkhole in one of its communities.