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Insurer Sued By Former Charger Antonio Gates For Breach Of Contract

Insurer Sued By Former Charger Antonio Gates For Breach Of Contract

Former Chargers tight end Antonio Gates and his wife are suing AIG Property Casualty Co., alleging the insurer breached a contract to compensate them for a nearly $1 million burglary at their Encino home.
January 12, 2021 Litigation Property California

Natural Gas Buildup From Unpermitted HVAC Work Cause Of Baltimore Explosion

Natural Gas Buildup From Unpermitted HVAC Work Cause Of Baltimore Explosion

Five months after an explosion leveled three rowhomes and killed two people in Baltimore, Fire Chief Niles R. Ford has provided a cause.
January 12, 2021 Liability Property Subrogation Maryland

Social Media Helps Frustrated Homeowner With Contested Claim

Social Media Helps Frustrated Homeowner With Contested Claim

One Lake Charles woman credits the power of social media in getting one step closer to having her hurricane-damaged home repaired after weeks of roadblocks with her insurance claim.
January 7, 2021 Property Louisiana

FEMA Secures $1.153B Of NFIP Flood Reinsurance For 2021

FEMA Secures $1.153B Of NFIP Flood Reinsurance For 2021

The U.S. Federal Emergency Management Agency (FEMA) has secured $1.153 billion of flood reinsurance for the National Flood Insurance Program (NFIP) for 2021, at a premium of $195.8 million.
January 5, 2021 Catastrophe Property

Three Key Insurance Law Decisions From 2020

Three Key Insurance Law Decisions From 2020

Given all the challenges of 2020, it would be easy to overlook some of the interesting insurance law developments during the last 12 months. The three legal decisions highlighted below from this past year involve dispute points in insurance law that have recurring importance to policyholders’ risk management, in-house legal and treasury departments.
January 4, 2021 Excess & Surplus Lines Litigation Property

Nashville Bombing: Drone Photos Show Downtown Devastation

Nashville Bombing: Drone Photos Show Downtown Devastation

Federal authorities released the sprawling crime scene of the downtown Nashville bombing to Metro police Wednesday afternoon. The scene is now in the hands of the Metro Nashville Police Department and will be overseen by officers for the foreseeable future, the department said. Some buildings pose a structural danger, MNPD said in a tweet.
December 31, 2020 Property Tennessee

Downtown Baltimore Building Explosion, Likely Caused By Contractors, Injures 23

Downtown Baltimore Building Explosion, Likely Caused By Contractors, Injures 23

An explosion in a high-rise building in Baltimore injured 23 people Wednesday and temporarily trapped a window washing crew on dangling scaffolding.
December 23, 2020 Property Subrogation Workers' Compensation Maryland

No Duty To Defend: Lack Of Damage Allegations During Policy Period And Late Notice of Claims

No Duty To Defend: Lack Of Damage Allegations During Policy Period And Late Notice of Claims

In American Bankers Ins. Co. of Florida v. National Fire Ins. Co. of Hartford, __ F.Supp.3d __ (9/21/2020), the Northern District of California of the United States District Court had occasion to consider whether allegations in an underlying complaint triggered a duty to defend and a late notice defense to coverage.
December 23, 2020 Litigation Property California

Top Five Causes Of House Fires

Top Five Causes Of House Fires

It may be hard to believe, but NFPA’s latest report on Home Structure Fires shows that during the years 2014-2018, five general fire causes accounted for 86% of reported home fires, 95% of home fire deaths, and 83% of home fire injuries.
December 21, 2020 Education & Training Property

Florida Court Of Appeals Adopts Dual-Track Approach For Appraisal Of Property Insurance Claims

Florida Court Of Appeals Adopts Dual-Track Approach For Appraisal Of Property Insurance Claims

When an owner seeks the appraisal of a property insurance claim, insurers commonly object by demanding that the trial court must first rule on defenses to coverage before allowing appraisal panel to value the total claim submitted by the owner.
December 18, 2020 Litigation Property Florida

Multiple Tornadoes Touched Down In Florida

Multiple Tornadoes Touched Down In Florida

Cleanup started after Wednesday’s tornadoes left a trail of destruction between Pinellas Park and Polk County, with residents and business owners having to continue to assess the damage and all that was lost.
December 18, 2020 Property Florida

Christmas Movies That Would Benefit From Insurance Coverage

Christmas Movies That Would Benefit From Insurance Coverage

It’s less than two weeks until Christmas, and insurance professionals are looking forward to some downtime following an unprecedented year.
December 17, 2020 Excess & Surplus Lines Property

Wildfire: Demonstrating The Cost-Effectiveness Of Mitigation

Wildfire: Demonstrating The Cost-Effectiveness Of Mitigation

If you live in the western United States, the 2020 wildfire season has probably felt even more intense than the previous record-breaking seasons of 2017 or 2018. The sheer scale of the events this year has broken new records.
December 15, 2020 Legislation & Regulation Property Risk Management California Colorado Oregon

IBC Reveals Massive Ontario Storm Damage Total

IBC Reveals Massive Ontario Storm Damage Total

The Insurance Bureau of Canada (IBC) has revealed that the storm that hit southern and central Ontario in November 15, 2020, caused $87 million in insured damage.
December 15, 2020 Auto Property

Explosion In Gates, New York Levels Home And Spreads Fire To Others

Explosion In Gates, New York Levels Home And Spreads Fire To Others

There was a massive fire following an explosion in the Town of Gates early Wednesday evening. It happened just after 6:00 p.m. on Noel Dr., near Lyell Rd. and flattened a house there.
December 10, 2020 Property Subrogation New York
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