Floods pose a severe threat to communities across the United States, causing extensive property damage and potential risks to human life. Recognizing the importance of identifying flood-prone cities, Insurify developed a flood risk score, taking into account FEMA's risk scores for coastal and river flooding, population data, average home insurance premiums, and average home values.

As they weather this year's storm season, many businesses will experience property damage, often accompanied by business income losses. Most commercial general liability policies will provide business interruption coverage and extra expense insurance as an adjunct to property coverage.

Firefighters and other first responders have been stretched thin while battling an unprecedented wildfire season in Canada, and such may be the case for claims adjuster capacity as well.

The Florida Office of Insurance Regulation held a hearing in Tallahassee on whether to approve Citizens Property Insurance's recommended rate increase.

If approved, this means that those under the policy would see a statewide average rate increase of about 14%.

The National Oceanic and Atmospheric Administration (NOAA) announced on Thursday morning that El Nino, the powerful ocean and atmosphere cycle in the tropical Pacific, has officially resurfaced after a hiatus of approximately four years. El NiÃ,o plays a significant role in shaping global weather patterns and has the potential to amplify extreme weather events worldwide.

Anyone in Florida who has opened a home insurance bill in the last few years knows premiums have been skyrocketing. New estimates from a data analysis company shows they've actually been rising faster than in any other state -- a lot faster.

Many of the nation's disaster organizations are exposed to perilous financial risks at the start of hurricane season, jeopardizing efforts across much of the U.S. to recover from catastrophes.

The Nevada Supreme Court heard oral arguments Monday from an insurance company claiming it should not have to provide coverage to a Strip open-air mall that lost business due to the COVID-19 lockdowns in 2020.

The Nevada Supreme Court heard oral arguments Monday from an insurance company claiming it should not have to provide coverage to a Strip open-air mall that lost business due to the COVID-19 lockdowns in 2020.

The 2023 Atlantic hurricane season officially started June 1 and is forecast to be a busy one, which is why homeowners need to prepare. Yet many lack even the most basic preventative measures, unaware of the risks they face, according to a new survey by Triple-I, in coordination with Munich Re.

Ten states and dozens of municipalities are suing the Biden administration over rate hikes in the National Flood Insurance Program. That program offers coverage in high-risk flood areas and is administered by FEMA, the Federal Emergency Management Agency.

CoreLogic Inc. said Thursday that more than 33 million U.S. properties are at risk of hurricane-force wind damage and that there is $11.6 trillion of total reconstruction cost value at risk nationally for the 2023 Atlantic hurricane season.

For nearly a decade, Denise Hancock always turned to a broker to find competitively priced home insurance. So when her insurer, United Property and Casualty, went under earlier this year, Hancock appealed to her longtime agent.

State Farm, the largest home and auto insurer in the U.S., announced on Friday its decision to cease new home insurance sales in California, citing concerns over escalating wildfire risks and soaring construction costs.

Uncertainty spawned by the debt ceiling debate will likely exacerbate the replacement cost inflation that has been putting upward pressure on property/casualty insurers' loss ratios -- and, ultimately, consumers' premium rates, according to Triple-I's chief economist.