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National Workers’ Comp Adjuster Day: Unsung Heroes Who Improve People’s Lives

National Workers’ Comp Adjuster Day: Unsung Heroes Who Improve People’s Lives

When Victoria Aumiller, AIC, WCP, claims specialist, Chesapeake Employers Insurance came to the organization 14 years ago, she didn't realize how meaningful her job would be. Like many of her peers, Aumiller appreciates being able to make a direct impact to assist workers and their families.
August 17, 2023 Workers' Compensation

Advanced Claims Training Stems Adjuster Burnout and Job Flight

Advanced Claims Training Stems Adjuster Burnout and Job Flight

JoAnn Pickel, director of operations at Pacesetter Claims Service, started in the insurance industry after her husband landed an underwriter job with State Farm. In short order, they had a claims position open.
August 10, 2023 Education & Training Risk Management Workers' Compensation

How to Tackle Litigation Costs

How to Tackle Litigation Costs

There are many ways to quantify the impact of attorney involvement and social inflation (of which attorneys are a significant cause) on insurance carriers. One of the most striking examples is featured in a report by Jim Lynch and Dave Moore of the Casualty Actuarial Society, Social Inflation and Loss Development.
August 2, 2023 Auto Litigation Workers' Compensation

The Rise of AI in Insurance Claims: Improving Workflows and Tackling Fraud

The Rise of AI in Insurance Claims: Improving Workflows and Tackling Fraud

The insurance claims sector is tapping into technologies such as machine learning and artificial intelligence to increase efficiency, improve outcomes and detect fraud.
July 25, 2023 Technology Workers' Compensation

Workers Compensation Benefits for Ex-NFL Player Reversed

Workers Compensation Benefits for Ex-NFL Player Reversed

A Texas appellate court has overturned workers compensation benefits awarded to a former professional football player, the decision coming after the court earlier ruled on a venue dispute issue in the case.
July 21, 2023 Workers' Compensation Texas

Danger Looms: OSHA Cites Repeat Safety Violations at Dollar General

Danger Looms: OSHA Cites Repeat Safety Violations at Dollar General

Federal workplace safety inspections at two Dollar General stores in the Tampa area have once again exposed alarming hazards and unsafe conditions. The Occupational Safety and Health Administration (OSHA), a division of the U.S. Department of Labor, has issued citations for repeat violations, raising concerns about the well-being of employees at one of the nation's largest discount retailers.
July 20, 2023 Liability Workers' Compensation

Perspective | How a Rocket Scientist Is Using Data to Better Define Wildfire Risk

Perspective | How a Rocket Scientist Is Using Data to Better Define Wildfire Risk

The rapid and unpredictable pace of change in the risk landscape presents risk management and insurance with one of its biggest challenges: How can we transfer risk if we cannot reliably quantify it?
July 18, 2023 Risk Management Workers' Compensation

Attorney Involvement Keeps Claims Soaring

Attorney Involvement Keeps Claims Soaring

Increased attorney involvement in commercial claims is a direct cause of substantial loss ratios, with costs continuing to rise. These growing costs result from high legal involvement rates, social inflation, third-party litigation funding and bad-faith lawsuits filed by attorneys.
July 12, 2023 Auto Liability Litigation Workers' Compensation

Unveiling the Truth: The Future of Workplace Cannabis Testing

Unveiling the Truth: The Future of Workplace Cannabis Testing

It's been less than a decade since Colorado became the first U.S. state to legalize recreational marijuana. Today, it's legal to consume in 25 U.S. states and territories, as well as in Washington, D.C. But in most of these regions, recreational cannabis use has been legal for less than five years.
July 6, 2023 Liability Workers' Compensation

A Century of Workers’ Comp Data: Here’s What the NCCI Has Learned Along the Way

A Century of Workers’ Comp Data: Here’s What the NCCI Has Learned Along the Way

From its inception in 1923, the National Council on Compensation Insurance (NCCI) has provided a wealth of data and information on the workers' comp space. Now, as NCCI celebrates its 100th year, it looks to note the changes and advancements the workers' comp system encountered throughout the past century.
June 29, 2023 Workers' Compensation

Doubling Down on Damages: As MAP Enrollment Gains Momentum, So Does the Risk for a Private Cause of Action

Doubling Down on Damages: As MAP Enrollment Gains Momentum, So Does the Risk for a Private Cause of Action

Medicare Advantage Plans (MAPs), also known as Medicare Part C, are private insurance plans that provide for a Medicare beneficiary's Part A and Part B benefits. Beneficiaries can choose to enroll in a MAP rather than traditional Medicare. There also are Medicare drug plans (Part D) that provide for a beneficiary's prescription drugs.
June 23, 2023 Auto Liability Workers' Compensation

Why Do Claimants Lie?

Why Do Claimants Lie?

The courtroom was impassioned, to say the least, and downright angry at what they were hearing. In our post-COVID-19 reality, the claimant in a workers' compensation case was presenting lengthy testimony by video. The judge sat calmly as the claimant spoke about a seemingly horrific injury.
June 15, 2023 Fraud Workers' Compensation

Texas Comp Division Releases COVID-19 Claims Data

Texas Comp Division Releases COVID-19 Claims Data

Workers compensation insurers in Texas reported nearly 100,000 COVID-19 claims and 472 fatalities between March 2020 and April of this year, and more than half of both involved first responders and correctional officers, according to new data made public by the Texas Department of Insurance, Division of Workers' Compensation.
June 6, 2023 Workers' Compensation Texas

Dollar General Stores Cited Again for Safety Failures: $3.4M in Proposed Fines

Dollar General Stores Cited Again for Safety Failures: $3.4M in Proposed Fines

In recent inspections conducted by the U.S. Department of Labor, unsafe working conditions were once again discovered at Dollar General and Dolgencorp discount stores across multiple states.
June 5, 2023 Workers' Compensation Maine North Dakota Ohio Wisconsin

Positive Marijuana Test Results Following Workplace Accidents Reaches 25-year High

Positive Marijuana Test Results Following Workplace Accidents Reaches 25-year High

Workforce positive marijuana test results after accidents have reached a 25-year high, according to the recently published results of the Quest Diagnostics Drug Testing Index.
June 2, 2023 Workers' Compensation
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