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Stalled Claims Could Benefit From These Tech Innovations In Workers’ Comp

Stalled Claims Could Benefit From These Tech Innovations In Workers’ Comp

The medical management picture for workers' comp has become increasingly complicated as the industry reckons with the forces of a post-pandemic world and the changing nature of work, but the problems remain the same: supporting injured workers to drive return-to-work.
November 29, 2022 Technology Workers' Compensation

DOL Official Identifies Three Concerning Comp Trends

DOL Official Identifies Three Concerning Comp Trends

Workers misclassified as independent contractors, reductions in benefits, and states looking to make workers compensation protections optional for employers are three 'troubling' trends for the insurance industry, a U.S. Department of Labor official wrote in a recent blog post on the agency's website.

November 29, 2022 Workers' Compensation

Did They ‘Quietly Quit’ or Are They Saving Their Sanity?

Did They ‘Quietly Quit’ or Are They Saving Their Sanity?

By now, most of us have heard the term quiet quitting. Is it a negative or positive thing?
There's confusion over what it is or what it means. Some think it means the period of disengagement an employee may experience leading up to actually quitting. Is it really though?
November 15, 2022 Life & Health Workers' Compensation

The Power of Empathy

The Power of Empathy

It's not rocket science. We all grew up with the Golden Rule -- treating others as one wants to be treated. This commonsense approach to treating others with respect and dignity has deep historical roots, in both religious and secular contexts.
November 11, 2022 Workers' Compensation

Breakdown of America’s Largest P/C Carriers

Breakdown of America’s Largest P/C Carriers

Property and casualty insurance providers across the country wrote more than $797 billion in premiums in 2021, generating about $767 billion in earned premiums, the latest industry report from the National Association of Insurance Commissioners' (NAIC) has revealed.
October 10, 2022 Auto Insurance Industry Liability Life & Health Marine

Workers’ Comp Coverage When Every Day Is Bring Your Child (and Pets, and Neighbors) to Work Day

Workers’ Comp Coverage When Every Day Is Bring Your Child (and Pets, and Neighbors) to Work Day

Workers' compensation laws have been in effect in the United States for over a century providing benefits to employees injured on the job. For many years, 'on the job' meant injuries that occurred at an office, factory, store, or other site used exclusively for work-related purposes and over which the employer had a significant degree of control.
September 16, 2022 Workers' Compensation

5 Evolving Workers’ Comp Losses in the Cannabis Industry

5 Evolving Workers’ Comp Losses in the Cannabis Industry

The types of workplace injuries experienced in the cannabis industry can vary according to the size of an operation, the extent to which it is vertically integrated or not, and which segment of the industry is its focus.
September 13, 2022 Workers' Compensation

New Tactics to Watch in Workers’ Comp Fraud Investigations

New Tactics to Watch in Workers’ Comp Fraud Investigations

Workers' compensation fraud takes three main forms -- claim fraud, premium fraud and provider fraud -- and the effects on honest employers and employees can be devastating. New analysis from the Coalition Against Insurance Fraud found the combined fraud burden for the workers' comp line weighs in at $32 billion per year.
September 9, 2022 Fraud Workers' Compensation

Ohio Law Establishes Criteria for Compensable Remote Worker Injuries

Ohio Law Establishes Criteria for Compensable Remote Worker Injuries

A first-of-its-kind law in Ohio gives employees who work from home parameters for what constitutes a work-related injury outside of the employer's physical domain, an issue that has been raised in courtrooms across the country with varying results.
September 1, 2022 Legislation & Regulation Workers' Compensation Ohio

What is the Most Common Outcome of a Work Injury?

What is the Most Common Outcome of a Work Injury?

What is the most common outcome of a work injury? That is a question that psychologist Dr. Les Kertay likes to pose to audiences when he speaks about workers' compensation. He did so earlier this week during a presentation before the National Association of Workers' Compensation Judiciary (NAWCJ), which gathered for their educational track at the Orlando Workers' Compensation Institute 76th Annual Conference.
August 30, 2022 Workers' Compensation

The Soaring Cost of Insurance Fraud

The Soaring Cost of Insurance Fraud

While we all know that insurance fraud is a massive problem, we now know just how massive: more than $300 billion-a-year massive, just in the U.S. That figure comes from the Coalition Against Insurance Fraud, whose estimate would mean that fraud costs each person in the U.S. some $930 a year and the average family some $3,750.
August 30, 2022 Auto Fraud Life & Health Property Technology

Marijuana Legalization And Workers Comp Risk

Marijuana Legalization And Workers Comp Risk

On May 25, Rhode Island became the 19th U.S. state to legalize recreational marijuana. Earlier this year, Mississippi passed legislation to allow for medical marijuana use, bringing the total number of states that have authorized ­medical cannabis to 37. The continued push to legalize marijuana is no surprise.
August 17, 2022 Risk Management Workers' Compensation Rhode Island

In Managing Workers’ Comp, Keep Emotions In Check

In Managing Workers’ Comp, Keep Emotions In Check

At the NWCDN Annual Conference in Nashville last week, a presenter shared a personal story about how their emotions once got the best of them when handling a particular claim.
August 16, 2022 Workers' Compensation

3 Ways To Prevent Costly Remote Work Claims

3 Ways To Prevent Costly Remote Work Claims

Remote work arrangements are still common now that the COVID-19 pandemic has reached a near-endemic stage, and are likely to stay that way. A July 2022 analysis by the Bureau of Labor Statistics (BLS) found that a quarter of American workers are still working from home.
August 15, 2022 Workers' Compensation

Investigating Comp Claims

Investigating Comp Claims

We have all had claims where, once we get to the end of the case, we wish we could go back to the beginning and start over. Maybe we missed that one piece of evidence that could have tied our theory of the case into a tidy little package with a nicely wrapped bow on top.
August 12, 2022 Workers' Compensation
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