Good employees can be hard to find. That’s why clever employers know to seize any opportunity to find workers — even on a ride from the airport.

A lot has already been written about blockchain and what it is, but for those who need a quick refresher, Marco Iansiti and Karim R. Lakhani provided this summation in the January-February 2017 issue of Harvard Business Review, “The Truth About Blockchain”: “The technology at the heart of Bitcoin and other virtual currencies, blockchain is an open, distributed ledger that can record transactions between two parties efficiently and in a verifiable and permanent way. The ledger itself can also be programmed to trigger transactions automatically.”

We only hear half of what we listen to. Perhaps that is why most people instinctively use tautology when they write or speak. Tautology is the use of different words to say the same thing or repeating the same thing twice, often in the same sentence, using different words.

Insurance is a business of change and only the flexible and the open-minded have the chance to survive and thrive. That is the mindset of Elizabeth Francy Demaret (pictured), Sedgwick’s chief of staff and executive vice president for carrier relations.

The topic of Industry 4.0 has been discussed at many conferences in recent times. When you talk to participants and colleagues, you quickly realize that everyone associates this buzz phrase with something different.

In a modern working world which is growing increasingly more complex, dynamic, unpredictable and disruptive each year; organizational resilience is fast becoming the only truly valid form of Enterprise-wide Risk Management.

Before the dust even settles from a storm the night before, roofers are out canvassing neighborhoods looking to detect damage—or should we say looking to make damage?

You wouldn’t think that a single bunch of store-bought flowers could make a significant difference in a workers compensation claim outcome, but the value of such a simple, kind gesture cannot be overstated.

Who covers what when an employee is involved in an accident while driving a personal vehicle for business purposes? It is a question as old as insurance itself.

Getting injured on the job is a traumatic experience for all involved. Maybe the worker fell off a roof while on the jobsite. Maybe some building materials fell on them from above. Or maybe they got into an automobile accident during the course of their normal workday.

Society has gone from risk-averse to risk-intolerant. It is hard to participate in any activity without being asked to read and sign some sort of release, exculpatory agreement, or liability waiver in advance.

On February 8 I had the pleasure of attending the Insurance Business America’s Millennials in Insurance Conference in New York where I learned from some of the most engaging industry experts and the Millennials themselves about what the industry is doing to attract and retain new employees.

On the surface, it may seem redundant to think that underwriters are averse to loss. After all, our job is to make sure the policies we write for our respective companies earn more in premium than the claims and expense dollars that are paid.

The best way to defeat or at least largely mitigate hackers is with a dynamic defense system. When combined effectively, anti-virus software, NGFWs and the products and services from cybersecurity companies like CyberArk and FireEye can provide an organization with a resilient cybersecurity framework.

There is a substantial business opportunity for insurers willing to learn about and underwrite nascent blockchain technology, says an account executive at The Axis Insurance Group in B.C.