
Caterpillar’s AI Push Fuels New Insurance Risks in Autonomous Equipment
As Caterpillar evolves into a tech-driven service provider, insurers must rethink policies for autonomous systems, cross-border operations, and software-based liabilities.
October 29, 2025
Legislation & Regulation
Liability
Litigation
Risk Management
Technology

Claims Processing Leads Insurance AI Adoption, Underwriting Lags Behind
A new report by Sollers Consulting finds that while artificial intelligence (AI) is becoming standard in claims processing, wide disparities exist in how insurance companies govern and scale these innovations.
October 20, 2025
Insurance Industry
Legislation & Regulation
Technology
Underwriting

Cyber Insurers Confront Rising CIPA Litigation Over Web Tracking Tools
A California privacy law from 1967 is at the heart of a new wave of cyber lawsuits targeting businesses nationwide over common web tracking tools.
October 20, 2025
Legislation & Regulation
Litigation
California
Illinois

Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases
Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Property
Risk Management
California
Colorado
Louisiana

California Sues Plastic Bag Makers Over False Recycling Claims
The state of California alleges major plastic bag manufacturers falsely labeled their products as recyclable, triggering lawsuits and multimillion-dollar settlements.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Risk Management
California

McBee Dynasty Patriarch Sentenced 24 Months, Owes $4M in Crop Insurance Fraud
After pleading guilty in November 2024, McBee must serve 2 years in prison and repay $4,022,124 in restitution under a federal crop insurance fraud case.
October 17, 2025
Fraud
Insurance Industry
Legislation & Regulation

USAA Faces $15M Final Judgment in Katrina Bad-Faith Case After Mississippi High Court Refuses Rehearing
The Mississippi Supreme Court has closed the door on an 18-year dispute, upholding nearly $15M in penalties against USAA for bad-faith claim handling after Hurricane Katrina.
October 16, 2025
Catastrophe
Legislation & Regulation
Litigation
Property
Mississippi

California Court Rules NFL Team Exempt from Workers’ Comp Claim by Retired Player
A retired NFL player’s claim for cumulative injury is denied under California’s tightened workers’ comp rules for out-of-state athletes, highlighting key jurisdictional limits.
October 15, 2025
Legislation & Regulation
Liability
Workers' Compensation
California
Georgia

Workers Comp Sees Eighth Year of Underwriting Gains Despite 2024 Premium Dip
2024 saw premium decline but continued strong underwriting and operating margins, with early 2025 data pointing to another profitable year in the WC line.
October 15, 2025
Insurance Industry
Legislation & Regulation
Underwriting
Workers' Compensation

Predict and Prevent Strategy Gains Ground as Claims Costs Soar
Rising premiums, severe weather, and consumer distrust have pushed the personal lines market to a breaking point. Nationwide outlines how carriers and agents can restore trust through proactive protection.
October 13, 2025
Auto
Insurance Industry
Legislation & Regulation
Property
Risk Management

AI Missteps and Vendor Gaps Fuel Cyber Risks Across Sectors, Moody’s Finds
Moody’s 2025 Cyber Survey reveals alarming cybersecurity shortfalls across nearly 2,000 organizations globally, with direct implications for risk management and insurance claims handling.
October 10, 2025
Insurance Industry
Legislation & Regulation
Risk Management
Technology

AI in Claims Handling Under Scrutiny, But Florida Insurers Say Laws Already Provide Oversight
Florida insurance officials argue existing laws already prevent AI-related discrimination or errors, even as lawmakers consider stricter oversight.
October 9, 2025
Insurance Industry
Legislation & Regulation
Property
Technology
Florida

Mold, Disabilities, and the Fair Housing Act: Legal Risks for Landlords and Insurers
Mold-related health complaints tied to disability claims are putting landlords and insurers under legal scrutiny, with courts evaluating accommodation requests, tenant medical evidence, and habitability concerns.
October 8, 2025
Insurance Industry
Legislation & Regulation
Life & Health
Property
Connecticut
Iowa
New York
Virginia

Race to the Bottom in P&C Insurance Threatens Claims Quality and Market Stability
Slashing costs and chasing market share are destabilizing the claims ecosystem. Will adjusters bear the brunt of this industry-wide shift?
October 8, 2025
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Property
California

Citizens Insurance Pauses Flood Coverage Proof During NFIP Shutdown
Florida’s state-run Citizens Property Insurance Corporation has announced a temporary deferral of its flood insurance documentation requirement due to the federal government shutdown.
October 7, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Underwriting
Florida



