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The Auto Exclusion in the CGL Policy

Built into the Insurance Services Office, Inc. (ISO), commercial general liability (CGL) policy coverage part for over 35 years is an "Aircraft, Auto or Watercraft" exclusion -- currently labeled as exclusion g. in the Commercial General Liability Coverage Form (CG 00 01 04 13).
October 5, 2022 Liability





Open and Obvious Defense to Premises Liability Claims

The 2nd Appellate District in Montes v. Young Men’s Christian Assn. of Glendale, California (2022 Cal.App.LEXIS 677) recently reaffirmed the application of the ‘open and obvious’ defense to premises liability claims, especially as they related to trial following an unsuccessful motion for summary judgment raising the defense.
September 21, 2022 Liability Litigation California




Luxury Vehicles Destroyed in Car Carrier Crash, Fire on I-95

Interstate 95 between Four Oaks and Benson was shut down for several hours on Sunday night after a blown tire caused a truck hauling expensive vehicles to crash. The driver said he was hauling privately-owned, expensive motor vehicles from New York City to Miami.<br /><br />All were destroyed by a raging fire. Firefighters who responded to the scene said that tires and batteries were blowing up "like 4th of July fireworks."<br /><br />The owner-operator of the truck said he had just checked all of his tires at a fuel stop in southern Virginia, but heard what sounded like an explosion behind him before the fire erupted.<br /><br />He attempted to extinguish the flames at first, but eventually had to flee from the scene when the fire became too large.<br /><br />The driver, who did not give his name to WRAL News, was concerned about his clients more than for his own loss of livelihood.
September 7, 2022 Auto Liability Subrogation