Underwriting Gets Faster and Smarter with AI and API-Driven Tools
MGA underwriters are turning to AI, APIs, and automation to speed up quotes, reduce busywork, and adapt to increasingly complex risks like crypto, EV infrastructure, and IoT.
November 3, 2025
Insurance Industry
Risk Management
Technology
Underwriting
AI Lawsuits Drive D&O Insurance Shifts as Regulators Target Misleading Claims
Rising AI-related shareholder suits, fraud cases, and regulatory actions are pressuring D&O insurers to reassess risk, raise premiums, and scrutinize disclosures.
November 3, 2025
Fraud
Insurance Industry
Litigation
Risk Management
Gen Z Shuns Insurance Careers Despite Seeking Stability
Gen Z values stability, but the insurance industry’s image as rigid, unethical, and uninspiring keeps them away. A new report shows what insurers must change to win them over.
October 29, 2025
Education & Training
Insurance Industry
Risk Management
Caterpillar’s AI Push Fuels New Insurance Risks in Autonomous Equipment
As Caterpillar evolves into a tech-driven service provider, insurers must rethink policies for autonomous systems, cross-border operations, and software-based liabilities.
October 29, 2025
Legislation & Regulation
Liability
Litigation
Risk Management
Technology
$18 Million Verdict: NCAA Found Negligent in Former College Player’s Head-Injury Suit
A jury in Orangeburg County, South Carolina awarded $18 million to former college football player Robert Geathers and his wife Debra after finding that the NCAA was negligent in failing to warn him of the long-term effects of repeated head trauma.
October 29, 2025
Insurance Industry
Liability
Life & Health
Risk Management
South Carolina
2025 Home Insurance Severity Hits 7-Year High
Wind, hail, and water-related claims pushed severity up 9% in 2024, with catastrophe claims reaching a 7-year high of 42%. Adjusters must navigate rising costs, inflation pressures, and shifting risk patterns.
October 27, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases
Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Property
Risk Management
California
Colorado
Louisiana
Developing System in Caribbean Could Become Tropical Storm Melissa
Forecasters give the system an 80% chance of formation this week as it moves toward the Greater Antilles. No immediate Gulf Coast threat.
October 20, 2025
Catastrophe
Insurance Industry
Marine
Property
Risk Management
California Sues Plastic Bag Makers Over False Recycling Claims
The state of California alleges major plastic bag manufacturers falsely labeled their products as recyclable, triggering lawsuits and multimillion-dollar settlements.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Risk Management
California
AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance
An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17, 2025
Catastrophe
Property
Risk Management
Technology
California
Florida
AI Uncertainty in Insurance: Coverage Gaps, Casualty Risks, and E&S Innovations
AI-native businesses push insurers to rethink liability forms and create new facilities as casualty risks evolve. Judgment and human expertise remain critical amid tech disruption.
October 16, 2025
Excess & Surplus Lines
Insurance Industry
Risk Management
Technology
California
Western Caribbean Faces Heightened Hurricane Risk Through Late October
CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16, 2025
Catastrophe
Property
Risk Management
Alabama
Florida
Louisiana
Mississippi
Texas
Why 2025’s Hurricane Season Has Been Quiet for U.S. Claims, So Far
The 2025 season has been quieter than recent years in terms of U.S. landfalls, but meteorologists say storm activity has still been near average. Coastal adjusters should stay alert through season’s end.
October 15, 2025
Catastrophe
Insurance Industry
Risk Management
Cyberattacks Surge 50% in UK as Big Brands Like Jaguar Land Rover Hit
Jaguar Land Rover, Marks & Spencer, and Co-op among top UK firms facing costly cyber incidents, with insurance and supply chain impacts rippling across sectors.
October 14, 2025
Insurance Industry
Risk Management
Technology
Carriers Losing Agent Trust Over Poor Data and Delays
Independent agents say poor communication and outdated data are hurting productivity and trust. A new J.D. Power study reveals the breakdown costing insurers business.
October 14, 2025
Insurance Industry
Risk Management
Technology
Underwriting
