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Stadium Construction Surge Challenges Insurers With Complex Mega-Project Risks

Stadium Construction Surge Challenges Insurers With Complex Mega-Project Risks

Massive stadium builds are creating unprecedented risk complexity, from cyber threats and labor shortages to environmental land use issues.
December 15, 2025 Insurance Industry Liability Property Risk Management Technology

Culture Clash Slows Innovation in Insurance, Not Technology

Culture Clash Slows Innovation in Insurance, Not Technology

Innovation efforts in insurance often fail not because of poor technology, but due to outdated norms, siloed departments, and incentive misalignments.
December 15, 2025 Education & Training Insurance Industry Legislation & Regulation Risk Management Technology

Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence

Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence

A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025 Catastrophe Education & Training Insurance Industry Property Risk Management Arizona California Florida Louisiana Nevada

Fitch Forecasts 2026 P/C Insurance Results to Mirror 2024

Fitch Forecasts 2026 P/C Insurance Results to Mirror 2024

Slower premium growth, stabilized catastrophe trends, and softening property rates are expected to shape a return to 2024-level underwriting performance in 2026.
December 12, 2025 Auto Catastrophe Insurance Industry Legislation & Regulation Property

AI Set to Become Insurers’ Core Infrastructure in 2026

AI Set to Become Insurers’ Core Infrastructure in 2026

SAS forecasts AI’s shift from auxiliary tool to operational core, reshaping claims, underwriting, and fraud detection as insurers face mounting climate, economic, and regulatory pressure.
December 5, 2025 Fraud Insurance Industry Technology Underwriting

Insurers Push to Cap Liability for AI System Failures

Insurers Push to Cap Liability for AI System Failures

Three leading insurers—AIG, Great American, and WR Berkley—are pursuing regulatory approval to limit their liability for claims tied to artificial intelligence technologies, a move that could reshape the risk landscape for businesses deploying AI systems.
November 24, 2025 Legislation & Regulation Liability Risk Management Technology Underwriting

Homeowners’ Insurance Rate Filings Face Delays and Lower Approvals Nationwide

Homeowners’ Insurance Rate Filings Face Delays and Lower Approvals Nationwide

A new IRC study shows growing delays, lower-than-requested approvals, and rising use of residual markets, especially in states like California.
November 19, 2025 Insurance Industry Legislation & Regulation Property Underwriting California New York

Predictive Spending Data Gives Insurers New Insight Into Policyholder Risk

Predictive Spending Data Gives Insurers New Insight Into Policyholder Risk

A new model tracks U.S. household spending and employment patterns to predict financial strain, policy lapses, and claims risk more accurately than traditional credit-based methods.
November 13, 2025 Auto Fraud Insurance Industry Property Technology

Louisiana Insurance Crisis Deepens as Infrastructure and Mold Threaten Home Values

Louisiana Insurance Crisis Deepens as Infrastructure and Mold Threaten Home Values

In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.
November 11, 2025 Insurance Industry Property Risk Management Underwriting Louisiana

Rising Risks in Renewable Energy Integration with Data Centers

Rising Risks in Renewable Energy Integration with Data Centers

As utilities and tech giants push for green power, adjusters face evolving exposures in builder’s risk, business interruption, and CAT loss claims.
November 11, 2025 Property Risk Management Technology Underwriting

Emissions Gap 2025 Report Signals Risk Surge for Insurance Sector

Emissions Gap 2025 Report Signals Risk Surge for Insurance Sector

New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.
November 5, 2025 Catastrophe Insurance Industry Underwriting

Jeep Hybrid Recall: Battery Fires Prompt Property and Auto Insurance Concerns

Jeep Hybrid Recall: Battery Fires Prompt Property and Auto Insurance Concerns

Stellantis recalls over 375,000 plug-in Jeep SUVs after 19 fires tied to high-voltage batteries. Claims could impact both auto and property policies.
November 5, 2025 Auto Property Risk Management Underwriting

AI-Driven Cyber Threats to Boost Cyber Insurance Premiums by 15 Percent in 2026

AI-Driven Cyber Threats to Boost Cyber Insurance Premiums by 15 Percent in 2026

Forrester Research predicts AI adoption will fuel higher cyber insurance premiums and reshape insurer expense ratios in 2026. Carriers must adapt as risk complexity and automation pressures mount.
November 5, 2025 Legislation & Regulation Risk Management Technology Underwriting

Underwriting Gets Faster and Smarter with AI and API-Driven Tools

Underwriting Gets Faster and Smarter with AI and API-Driven Tools

MGA underwriters are turning to AI, APIs, and automation to speed up quotes, reduce busywork, and adapt to increasingly complex risks like crypto, EV infrastructure, and IoT.
November 3, 2025 Insurance Industry Risk Management Technology Underwriting

Claims Processing Leads Insurance AI Adoption, Underwriting Lags Behind

Claims Processing Leads Insurance AI Adoption, Underwriting Lags Behind

A new report by Sollers Consulting finds that while artificial intelligence (AI) is becoming standard in claims processing, wide disparities exist in how insurance companies govern and scale these innovations.
October 20, 2025 Insurance Industry Legislation & Regulation Technology Underwriting
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