
Stadium Construction Surge Challenges Insurers With Complex Mega-Project Risks
Massive stadium builds are creating unprecedented risk complexity, from cyber threats and labor shortages to environmental land use issues.
December 15, 2025
Insurance Industry
Liability
Property
Risk Management
Technology

Culture Clash Slows Innovation in Insurance, Not Technology
Innovation efforts in insurance often fail not because of poor technology, but due to outdated norms, siloed departments, and incentive misalignments.
December 15, 2025
Education & Training
Insurance Industry
Legislation & Regulation
Risk Management
Technology

Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence
A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025
Catastrophe
Education & Training
Insurance Industry
Property
Risk Management
Arizona
California
Florida
Louisiana
Nevada

Fitch Forecasts 2026 P/C Insurance Results to Mirror 2024
Slower premium growth, stabilized catastrophe trends, and softening property rates are expected to shape a return to 2024-level underwriting performance in 2026.
December 12, 2025
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Property

AI Set to Become Insurers’ Core Infrastructure in 2026
SAS forecasts AI’s shift from auxiliary tool to operational core, reshaping claims, underwriting, and fraud detection as insurers face mounting climate, economic, and regulatory pressure.
December 5, 2025
Fraud
Insurance Industry
Technology
Underwriting

Insurers Push to Cap Liability for AI System Failures
Three leading insurers—AIG, Great American, and WR Berkley—are pursuing regulatory approval to limit their liability for claims tied to artificial intelligence technologies, a move that could reshape the risk landscape for businesses deploying AI systems.
November 24, 2025
Legislation & Regulation
Liability
Risk Management
Technology
Underwriting

Homeowners’ Insurance Rate Filings Face Delays and Lower Approvals Nationwide
A new IRC study shows growing delays, lower-than-requested approvals, and rising use of residual markets, especially in states like California.
November 19, 2025
Insurance Industry
Legislation & Regulation
Property
Underwriting
California
New York

Predictive Spending Data Gives Insurers New Insight Into Policyholder Risk
A new model tracks U.S. household spending and employment patterns to predict financial strain, policy lapses, and claims risk more accurately than traditional credit-based methods.
November 13, 2025
Auto
Fraud
Insurance Industry
Property
Technology

Louisiana Insurance Crisis Deepens as Infrastructure and Mold Threaten Home Values
In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.
November 11, 2025
Insurance Industry
Property
Risk Management
Underwriting
Louisiana

Rising Risks in Renewable Energy Integration with Data Centers
As utilities and tech giants push for green power, adjusters face evolving exposures in builder’s risk, business interruption, and CAT loss claims.
November 11, 2025
Property
Risk Management
Technology
Underwriting

Emissions Gap 2025 Report Signals Risk Surge for Insurance Sector
New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.
November 5, 2025
Catastrophe
Insurance Industry
Underwriting

Jeep Hybrid Recall: Battery Fires Prompt Property and Auto Insurance Concerns
Stellantis recalls over 375,000 plug-in Jeep SUVs after 19 fires tied to high-voltage batteries. Claims could impact both auto and property policies.
November 5, 2025
Auto
Property
Risk Management
Underwriting

AI-Driven Cyber Threats to Boost Cyber Insurance Premiums by 15 Percent in 2026
Forrester Research predicts AI adoption will fuel higher cyber insurance premiums and reshape insurer expense ratios in 2026. Carriers must adapt as risk complexity and automation pressures mount.
November 5, 2025
Legislation & Regulation
Risk Management
Technology
Underwriting

Underwriting Gets Faster and Smarter with AI and API-Driven Tools
MGA underwriters are turning to AI, APIs, and automation to speed up quotes, reduce busywork, and adapt to increasingly complex risks like crypto, EV infrastructure, and IoT.
November 3, 2025
Insurance Industry
Risk Management
Technology
Underwriting

Claims Processing Leads Insurance AI Adoption, Underwriting Lags Behind
A new report by Sollers Consulting finds that while artificial intelligence (AI) is becoming standard in claims processing, wide disparities exist in how insurance companies govern and scale these innovations.
October 20, 2025
Insurance Industry
Legislation & Regulation
Technology
Underwriting



