A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.

Slower premium growth, stabilized catastrophe trends, and softening property rates are expected to shape a return to 2024-level underwriting performance in 2026.

SAS forecasts AI’s shift from auxiliary tool to operational core, reshaping claims, underwriting, and fraud detection as insurers face mounting climate, economic, and regulatory pressure.

Three leading insurers—AIG, Great American, and WR Berkley—are pursuing regulatory approval to limit their liability for claims tied to artificial intelligence technologies, a move that could reshape the risk landscape for businesses deploying AI systems.

A new IRC study shows growing delays, lower-than-requested approvals, and rising use of residual markets, especially in states like California.

A new model tracks U.S. household spending and employment patterns to predict financial strain, policy lapses, and claims risk more accurately than traditional credit-based methods.

In Houma and Thibodaux, outdated drainage systems, aggressive mold outbreaks, and new risk maps are reshaping how claims are assessed and policies are priced.

As utilities and tech giants push for green power, adjusters face evolving exposures in builder’s risk, business interruption, and CAT loss claims.

New UNEP report finds most countries failing to curb emissions, signaling near-term climate overshoot and a growing burden on insurance systems.

Stellantis recalls over 375,000 plug-in Jeep SUVs after 19 fires tied to high-voltage batteries. Claims could impact both auto and property policies.

Forrester Research predicts AI adoption will fuel higher cyber insurance premiums and reshape insurer expense ratios in 2026. Carriers must adapt as risk complexity and automation pressures mount.

MGA underwriters are turning to AI, APIs, and automation to speed up quotes, reduce busywork, and adapt to increasingly complex risks like crypto, EV infrastructure, and IoT.

A new report by Sollers Consulting finds that while artificial intelligence (AI) is becoming standard in claims processing, wide disparities exist in how insurance companies govern and scale these innovations.

2024 saw premium decline but continued strong underwriting and operating margins, with early 2025 data pointing to another profitable year in the WC line.

Independent agents say poor communication and outdated data are hurting productivity and trust. A new J.D. Power study reveals the breakdown costing insurers business.