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How Inflation Affects P&C Rates & How It Doesn’t

Triple-I fields a lot of questions from consumers and the media as to exactly how inflation affects insurance premium rates. As we explain in a new Issues Brief, the relationship between inflation and rates is, in one sense, straightforward -- and yet the outcomes are not necessarily what you might expect.
February 13, 2023 Insurance Industry



Lawsuit Over Firm’s Perusal Of Former Worker’s Personal Emails Reinstated

A federal appeals court on Thursday reinstated litigation filed against an emergency physician practice by a former worker who charged the company with violating federal law for perusing her personal emails.<br /><br />Amanda Carson, a physician’s assistant, worked at Greenville, South Carolina-based EmergencyMD LLC as an independent contractor from February 2014 until May 2017, according to the ruling by the 4th U.S. Circuit Court of Appeals in Richmond, Virginia, in Amanda Carson v. EmergencyMD LLC et. al.<br /><br />In accepting the position, she agreed to be bound by company policies, including its electronic communications policy, the ruling said.
February 10, 2023 Litigation Virginia

Atmospheric Rivers, Derechos And Bomb Cyclones On Insurers’ Radar

Wild and wacky weather events like atmospheric rivers, derechos and bomb cyclones may seem new because of recent media coverage, but they’ve been known and named phenomena for quite some time in the history of meteorology and atmospheric science, speakers said Tuesday at the CatIQ Connect conference.
February 10, 2023 Catastrophe



Lawsuit Over Firm’s Perusal Of Former Worker’s Personal Emails Reinstated

A federal appeals court on Thursday reinstated litigation filed against an emergency physician practice by a former worker who charged the company with violating federal law for perusing her personal emails.<br /><br />Amanda Carson, a physician’s assistant, worked at Greenville, South Carolina-based EmergencyMD LLC as an independent contractor from February 2014 until May 2017, according to the ruling by the 4th U.S. Circuit Court of Appeals in Richmond, Virginia, in Amanda Carson v. EmergencyMD LLC et. al.<br /><br />In accepting the position, she agreed to be bound by company policies, including its electronic communications policy, the ruling said.
February 10, 2023 Litigation Virginia

Subrogating Dog Bite Cases

One insurance company -- State Farm -- has referred to dog bites as a ‘serious public health problem.’ In 2018 alone, one carrier paid $90 million in claims on roughly 3,500 dog bite incidents
February 9, 2023 Subrogation