
AI Compliance Risk in Insurance: Why Explainability Is Now a Regulatory Requirement
State regulators are accelerating enforcement on AI use in insurance, exposing carriers to fines and legal risk when decision models lack transparency.
March 23
Insurance Industry
Legislation & Regulation
Risk Management
Technology
California
Colorado
Florida
Georgia
Illinois

Public Safety Power Shutoffs Expand Beyond California Amid Growing Wildfire Risk
Utilities across the West are increasingly cutting power during high-risk weather, reshaping wildfire prevention strategies and claims exposure for insurers.
February 9
Catastrophe
Insurance Industry
Legislation & Regulation
Liability
Property
California
Colorado
Nevada
New Mexico
Texas

Climate Nonprofits Step In as Federal Weather and Disaster Databases Are Cut
As federal agencies scale back climate and weather programs, nonprofit groups are stepping in to preserve datasets critical to catastrophe modeling, insurance claims analysis, and risk mitigation.
January 23
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Colorado
Florida

California Court Revives $22.9M Insurance Fraud Lawsuit Alleging Attorney Aided Deception of GEICO
Appeals court says fraud claims may rely on public records without violating California’s public disclosure bar.
January 8
Fraud
Insurance Industry
Legislation & Regulation
Litigation
California
Colorado

Human-in-the-Loop AI Becomes Essential in Claims Management Workflows
Claims teams can no longer rely solely on autonomous AI; embedding expert oversight improves accuracy, compliance and defensibility.
November 13, 2025
Insurance Industry
Legislation & Regulation
Litigation
Technology
California
Colorado
Connecticut
Illinois
Rhode Island

Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases
Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Property
Risk Management
California
Colorado
Louisiana

New Risks for Adjusters: Hempcrete Homes, Mobile Nuclear Reactors, and High-Tech Farms
Biogenic building materials, mobile nuclear reactors, and AI-powered farms introduce new risks and opportunities for claims adjusters.
October 9, 2025
Insurance Industry
Property
Risk Management
Technology
Colorado
Michigan
Texas

Live Nation and Ticketmaster Sued for Enabling Ticket Brokers and Overcharging Fans
The FTC and seven states allege Live Nation and Ticketmaster enabled brokers to bypass ticket limits, reaping billions in fees while fans paid inflated resale prices.
September 22, 2025
Legislation & Regulation
Litigation
Risk Management
Technology
California
Colorado
Florida
Illinois
Nebraska

What Golden Retrievers Are Teaching Us About Wildfire Smoke Exposure
A new study on golden retrievers reveals how wildfire smoke impacts pet and human health, with implications for insurance costs, coverage, and long-term risk management.
August 5, 2025
Insurance Industry
Life & Health
Property
Risk Management
California
Colorado
Oregon

California FAIR Plan Faces Legal Action Over Alleged Smoke Damage Claim Denials
California’s insurance commissioner accuses the FAIR Plan of violating claims laws and misleading regulators over wildfire smoke damage coverage, sparking a rare enforcement case.
August 4, 2025
Catastrophe
Legislation & Regulation
Litigation
Property
California
Colorado

Auto Claims Profitability Improves Amid Rising Casualty Costs and Trade Issues
Insurance industry sees auto physical damage profitability recover, while casualty sectors grapple with increased medical inflation and social verdicts.
June 25, 2025
California
Colorado
Florida
Illinois
New Jersey

Scientists Chase Extreme Hailstorms Across the Plains to Uncover the Costliest Weather Threat
Researchers are diving into hailstorms across Texas, Oklahoma, and Kansas to better understand one of the U.S.’s costliest but most overlooked weather risks.
June 9, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Colorado
Kansas
New Mexico
Oklahoma
Texas

Colorado Advances Wildfire Insurance with Predictive Tech Models
Starting July 2026, Colorado will let insurers use advanced risk models for wildfire coverage, aiming to price policies more accurately amid rising climate threats.
June 9, 2025
Catastrophe
Legislation & Regulation
Property
Technology
California
Colorado

Hurricane Forecasting Breakthroughs at Risk as NOAA Faces Budget Cuts
Despite record-setting accuracy in 2024 hurricane forecasts, funding and staff cuts at NOAA threaten future storm tracking capabilities and public safety nationwide.
May 7, 2025
Catastrophe
Legislation & Regulation
Risk Management
Technology
Colorado
Florida
Nebraska
South Dakota
Wyoming

Weather Balloon Cuts Threaten Forecast Accuracy Amid Severe Season
National Weather Service balloon launch reductions, blamed on Department of Government Efficiency (DOGE) staff cuts, threaten forecast accuracy during severe weather season, raising concerns for claims adjusters.
March 25, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Risk Management
Technology
Colorado
Maine
Nebraska
New York
South Dakota



