Data Theft Overtakes Encryption in 2025 Cyber Claims, Resilience Reports
Resilience reports a sharp rise in extortion-only attacks and AI-driven phishing, reshaping cyber insurance severity and coverage strategy.
February 25
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Technology
Vermont Expands Virtual Claims Adjusting Rules to All Insurance Lines, Mandates In-Person Inspections on Request
Revised Bulletin 206 allows virtual claims handling across all lines but requires insurers to offer in-person inspections and reinforces standards for total loss valuations.
February 19
Auto
Legislation & Regulation
Property
Technology
Vermont
Ohio Asphalt Companies to Pay $30M to Settle False Claims Act Allegations
Two Ohio asphalt contractors agreed to pay $30 million to settle allegations they submitted falsified testing data on federally funded highway projects.
February 19
Catastrophe
Fraud
Legislation & Regulation
Property
Risk Management
Ohio
NFIP Debt and Low Uptake Leave Texas Flood Losses Largely Uninsured
Texas Hill Country floods reveal low insurance uptake, mounting NFIP debt, and growing pressure on FEMA’s Risk Rating 2.0 reforms.
February 19
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Texas
Florida Property Reinsurance Rates Poised to Fall as Reinsurers Reassess Litigation Loads
Gallagher Re’s Adam Schwebach says mid-year renewals could bring added capacity, rate reductions, and renewed appetite for underwriting hurricane risk in Florida.
February 17
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida
Mega Claims Reshape Workers’ Compensation Market in 2026
Higher medical costs, cumulative trauma litigation, and social inflation are driving severity and pressuring reserves, with California signaling a potential market shift.
February 12
Legislation & Regulation
Litigation
Risk Management
Technology
Workers' Compensation
California
Public Safety Power Shutoffs Expand Beyond California Amid Growing Wildfire Risk
Utilities across the West are increasingly cutting power during high-risk weather, reshaping wildfire prevention strategies and claims exposure for insurers.
February 9
Catastrophe
Insurance Industry
Legislation & Regulation
Liability
Property
California
Colorado
Nevada
New Mexico
Texas
Why Claims Automation Fails Without Process Redesign
Most carriers add AI to claims workflows that were already failing. Real results come from redesigning intake, audits, and prioritization before automation ever starts.
February 9
Education & Training
Insurance Industry
Legislation & Regulation
Risk Management
Technology
Why Bloomberg Says Premium Caps Could Worsen the Homeowners Insurance Crisis
A Bloomberg editorial urges policymakers to focus on resilience, legal reform, and mitigation rather than capping rates or penalizing insurers as premiums climb nationwide.
February 6
Catastrophe
Insurance Industry
Legislation & Regulation
Litigation
Property
California
Florida
Illinois
Washington Landlord Sues State Farm Over Seven-Adjuster Water Damage Claim
A Spokane Valley landlord alleges repeated adjuster turnover and underpayment left a rental property uninhabitable for months and triggered lien filings and litigation.
February 6
Insurance Industry
Legislation & Regulation
Litigation
Property
Washington
Former Ole Miss Football Player Convicted in $194M Fraud Scheme
Federal prosecutors say the ex-football standout used telemedicine fronts and DME companies to bill Medicare and CHAMPVA for unnecessary orthotic braces, targeting vulnerable seniors.
February 4
Fraud
Insurance Industry
Legislation & Regulation
Risk Management
Florida
Mississippi
California Climate Disclosure Laws Face First Amendment Test in Federal Appeal
Business groups argue California’s climate reporting mandates compel political speech and impose nationwide compliance burdens as the Ninth Circuit weighs constitutional limits.
February 2
Catastrophe
Insurance Industry
Legislation & Regulation
Litigation
Property
California
Power Outages Cause Billions in Hidden Losses That Insurance Models Miss
New research shows business interruption and system-wide losses from blackouts can dwarf insured property damage, raising questions for catastrophe modeling and resilience investment.
January 27
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Cyberattack Halts Property Searches, Threatening Home Sales in London Boroughs
A prolonged cyber incident at two major London councils has stalled home sales, highlighting cyber risk and operational dependency in property transactions.
January 27
Insurance Industry
Legislation & Regulation
Property
Risk Management
Technology
Florida Moves to Tighten Engineering Standards for Roof and Property Damage Claims
New draft rules would require site inspections, code citations, and weather data, raising the bar for engineering opinions used in Florida insurance disputes.
January 26
Insurance Industry
Legislation & Regulation
Litigation
Property
Risk Management
Florida
