Homeowners insurance affordability declines nationwide, influenced by increased natural disasters and economic factors, with significant state-to-state variations in insurance costs.

A recent study by the Insurance Research Council reveals stark differences in homeowners insurance affordability across the United States.

Portions of the South are facing the increased threat of severe weather and tornadoes this time of year. We are in the period known as the ‘second tornado season’ for many residents in the south. The American Property Casualty Insurance Association (APCIA) urges residents, particularly across the South and southern Plains to stay vigilant.

Ten states -- Louisiana, Florida, Idaho, Kentucky, Mississippi, Montana, North Dakota, South Carolina, Texas, and Virginia -- as well as additional plaintiffs, are suing the Federal Emergency Management Agency (FEMA) over its new methodology for pricing flood insurance, Risk Rating 2.0.

Florida and other states are trying to fend off an attempt by the Biden administration to end a lawsuit challenging changes to the National Flood Insurance Program that have led to higher premiums for many property owners.

Ten states and dozens of municipalities are suing the Biden administration over rate hikes in the National Flood Insurance Program. That program offers coverage in high-risk flood areas and is administered by FEMA, the Federal Emergency Management Agency.

The Mississippi state insurance department has reported that insurance losses from the March tornado that swept through parts of Mississippi have reached nearly $100 million, with uninsured losses expected to surpass this figure.

Parts of the Midwest and South devastated by catastrophic tornadoes will have almost no time to recover before another round of dangerous storms takes aim at hard-hit areas.

An EF4 tornado tore through the western Mississippi town of Rolling Fork on Friday night, causing total destruction as it ripped through the small, tight-knit community. The outbreak of storms left at least 26 dead across the Southeast, and communities face a lengthy road to recovery.

Hurricane Ian, which thrashed Florida and the Carolinas last year, has claimed the No. 3 spot in the list of 10 most expensive hurricanes in U.S. history, according to a new report from the National Centers for Environmental Information.

Severe storms and tornadoes ripped through parts of the South from Tuesday into Wednesday morning, killing at least two people in Alabama and damaging homes and other buildings in at least three states, officials said.

A settlement has been reached in a Mississippi class action suit accusing USAA of failing to pay the full actual cash value (ACV) of totaled vehicles, just days after a judge rejected the carrier’s motion to dismiss the suit.

State Farm Fire and Casualty Co. has agreed to pay the federal government $100 million for potential liability over its handling of flood insurance claims after Hurricane Katrina, settling a lawsuit that two whistleblowers filed against the company more than 16 years ago.

USAA must face a potential class action suit accusing the carrier of failing to pay the full actual cash value (ACV) of totaled vehicles, a federal judge in Mississippi has ruled.

After back-to-back tornado outbreaks two weeks in a row, last month set the record for most tornado reports during the month of March. As of Friday morning, the current preliminary number was 233 tornado reports, breaking the record of 225 reports in 2012, with records going back to the year 2000.