Firefighters have tightened their grip on a deadly Los Angeles wildfire burning with subdued fury on Sunday after extremely dry desert winds that had stoked the flames gave way to moister, gentler breezes blowing in from the Pacific.

Fire investigators say two young children who were left alone in a suburban Houston motel room were playing with a lighter that caused a three-alarm fire , resulting in minor injuries to seven people.

A wildfire exploded overnight in Southern California, burning dozens of homes and prompting mandatory evacuations. High winds driving the flames were expected to last for hours.

A year ago, residents of the Florida Panhandle endured the terror of Hurricane Michael making landfall near Mexico Beach. Yet thousands are still struggling to recover, with residents blaming insurance companies for dragging their feet and offering low-ball estimates to settle their claims.

Imagine 74 of the 75 largest cities in the United States going up in flames over the course of a few months. The loss would be astronomical.

More than 200 million people and two-thirds of the 48 contiguous states are at risk from flooding, according to Edward Clark, director of the U.S. National Water Center. This demonstrates the major threat that flooding poses to the reinsurance industry in the U.S

California’s largest utility, Pacific Gas & Electric (PG&E) cut off power to parts of 22 counties in northern California Wednesday. Roughly 500,000 customers have been affected by the outage, and numerous schools have cancelled classes.

When Hurricane Sandy’s floodwaters ravaged the first floor of Frank Cattie’s Ocean City, N.J., home, he assessed the damage, filed a flood insurance claim, and braced for the financial impact. But he was certain of one thing: He would not give up his slice of Shore heaven.

Video captured the moment a Southern California Edison crane fell over in a residential area of Long Beach Monday afternoon, injuring one person.

The U.S. Supreme Court on Monday morning said it will not hear San Diego Gas & Electric’s appeal of a California Supreme Court case that turned back the utility’s request to pass along $379 million in costs related to the 2007 wildfires that blazed through San Diego County.

A fire on Ono Island Saturday, October 5, 2019 destroyed two homes, cars and a boat. Nobody was at home at the time, but one firefighter was injured. This is the third time in just a few months fire has burned structures to the ground in that area.

California’s top firefighting authorities want to use chainsaws and flames to thin out forests and mow down brush on at least half a million acres a year from Redding to San Diego.

Standard homeowner policies pay personal property claims at actual cash value (ACV), which is the replacement cost (RC) of the damaged property based on its current used condition. In other words, it is valued at what it would cost to replace the property at today’s cost minus depreciation: Replacement Cost Value (RCV) — Depreciation = Actual Cash Value (ACV)

While your normal interaction with hail may be seeing unbelievable photos of it next to baseballs for comparison, hail storms can cost billions of dollars in damages every year. The worst year on record for hail damage in the US, 2017, cost $22 billion in damages.

A cornerstone of Halloween — little kids and their parents scampering door to door in search of candy — is a source of hair-raising risk for homeowners, according to a homeowners insurance expert weighing in recently in three risks associated with the holiday.