Allstate and the Aspen Institute introduce a national awards program to fund community organizations focused on rebuilding social trust, hoping to restore faith in institutions, including insurance. The initiative connects civic engagement with economic resilience and insurance participation.
A new model tracks U.S. household spending and employment patterns to predict financial strain, policy lapses, and claims risk more accurately than traditional credit-based methods.
Coalition’s active insurance model blends AI, data, and continuous monitoring to mitigate cyber threats before claims arise. This approach signals a shift in how insurers manage both digital and physical risks.
Facing staffing shortages and rising competition, independent agencies are turning to insurance-specific AI to reduce admin tasks and focus on high-value client work.
Forrester Research predicts AI adoption will fuel higher cyber insurance premiums and reshape insurer expense ratios in 2026. Carriers must adapt as risk complexity and automation pressures mount.