“Spoliation” of evidence occurs when someone with an obligation to preserve evidence with regard to a legal claim neglects to do so or intentionally fails to do so. Such a failure to preserve evidence can take place by destruction of the evidence, damage to the evidence, or loss the evidence.

Now that we got you excited and you’re ready to start CPCU today, here’s some guidance on how to actually get it done and survive the tests. This article is lovingly dedicated to “those poor souls studying for the CPCU designation”.

By far, the number-one career question I get from experienced insurance professionals is, “How do I find a remote opportunity?” With insurance unemployment hovering between 1% and 2% for the last couple of years and expected to stay there for the foreseeable future, it’s clearly an employee’s market.

At least three are dead following an outbreak of more than two dozen tornadoes — some rated EF3 strength — that battered parts of the Deep South on Monday. In addition to the damage, the storms left many scratching their heads, wondering whether tornadoes in December are unusual.

"Winning the war for talent" is a shared objective for both life and non-life insurers next year, according to EY’s 2020 Insurance Outlook.

In the fast-moving world of insurtech, new technologies such as robotic process automation (RPA), intelligent automation, artificial intelligence (AI) and machine learning are making it easy for insurers to dream about transforming processes.

Nonlawyers often roll their eyes when they hear lawyers obsessing about minutiae, such as the placement of a comma or the difference between "the" and "an." When it comes to interpreting an insurance policy, however, language matters.

More wildfires are impacting homes, businesses, and communities every year, and their impacts go well beyond the area of direct exposure to the fire and burning. Smoke and wildfire residues can travel long distances and settle on surfaces or infiltrate building structures, potentially causing damages and impacting human health.

Insurance is the business of assessing risks and pricing policies to match. As no two people are entirely alike, that means treating different people differently. But how to segment people without discriminating unfairly?

California and the rest of the western U.S. face a billion-dollar-a-year risk in flood damages from so-called “atmospheric rivers”, the huge plumes of moisture that periodically surge ashore from the sub-tropics, according to a study published Wednesday by UC San Diego.

The insurance industry is continuing to face a candidate-driven labor market. The overall U.S. unemployment rate reached a near half-century low this year, holding steady at around 3.7 percent. Unemployment in the insurance industry is virtually nonexistent, at 1.6 percent in July.

Companies have increasingly turned to the cloud for their email solution. Cybercriminals or attackers have watched this trend and are finding ways to access email hosted in the cloud, which is known in the security community as a Business Email Compromise (BEC).

There is a direct correlation between employee engagement and empowerment. Employees who feel empowered have a higher level of job satisfaction, which leads to better results and outcomes than those who do not feel empowered.

It’s time to settle the most onerous bodily injury case in your inventory. The medicals have been evaluated, and you’ve scheduled a time this week to open the negotiations with the claimant attorney.

Given the rise of corporate reputations blowing up in personnel scandals, and the speed with which losses can be accelerated by social media, do insurance carriers need to take a deeper look at workplace culture and risk?