A No-Win Situation For Health Care: The Perils Facing Hospitals Due To The Coronavirus

The coronavirus is forever changing the landscape in which medical care is being delivered in this nation. The surge of patients streaming into emergency departments across this country is such that hospitals simply cannot keep up.
June 19, 2020 Liability Litigation

Employers Beware: COVID-19 Litigation May Spark Additional Claims

As Florida businesses are navigating the “Safe. Smart. Step-by-Step Plan” to reopen Florida, the wave of COVID-19-related litigation is highlighting the fact that these lawsuits may also dredge up long-simmering employment conflicts unrelated to the pandemic.
June 18, 2020 Liability Litigation Florida

IIHS Study: SUVs More Deadly To Pedestrians Than Cars

SUVs are more likely than passenger cars to injure or kill pedestrians, according to a new U.S. insurance industry study which recommended design changes to improve safety.
June 16, 2020 Auto Liability

Insurance Implications Of Electric Cars

Around the globe, the take-up of electric cars is expected to accelerate rapidly in future, driven by consumer demand and government policies aimed at tackling climate change.
June 15, 2020 Liability Risk Management

Intact Expects To Pay Out $80M+ For Commercial COVID Claims

Intact Financial Corp. is likely to pay out more than $80 million for commercial claims arising directly from the COVID-19 pandemic, but has only seen a small fraction of that so far, CEO Charles Brindamour said Wednesday.
June 15, 2020 Excess & Surplus Lines Liability

Top 10 Bizarre Insurance Claims

Insurance plays a significant role in everything imaginable. One reason why is because it must be legally owned to perform certain activities — think of auto insurance and driving a car; other examples of compulsory insurance include workers’ compensation and professional liability insurance.
June 12, 2020 Auto Liability Property Weird Workers' Compensation

Future Is Already Here In Claims

A perfect storm of macro factors has supercharged several trends in the insurance industry, producing almost touchless processes for claims and enabling cycle times of seconds, minutes and hours instead of days and weeks.
June 10, 2020 Auto Excess & Surplus Lines Liability Property Technology

Go Paperless: How Electronic Payment And Billing Solutions Help Digitize The Claims Process

It is no secret that technology is continuing to disrupt the auto casualty and workers’ compensation industries. Further digitizing the claims process can provide a variety of benefits for payors and claimants alike, including improving the consumer experience, boosting efficiencies, reducing fraud and allowing for adjusters and other claims handlers to focus on what matters most—helping restore claimants’ lives after a challenging event.
June 10, 2020 Liability Technology Workers' Compensation

Historic Changes To Michigan No-Fault Law Effective July 1, 2020

The Michigan Legislature passed no-fault auto insurance laws in 1973, and like a T-Rex guarding its bone, has been holding on to this dysfunctional approach to auto insurance ever since. Instead of running away completely from the problem and joining states which have enjoyed lower auto insurance premiums after abandoning the failed no-fault experiment, Michigan has historically doubled down on their system and made it even more difficult for seriously injured accident victims to receive necessary catastrophic injury coverage.
June 2, 2020 Legislation & Regulation Liability Subrogation Michigan

GMOs: A Primer (Of Sorts)

My purpose today is to add some clarity and remind readers that, when it comes to most of the insurance products we sell, there is little, if any, insurance coverage response. But first, let’s take a look at what a GMO is, how long they have been around, and what they mean for agriculture and the food on your table.
May 28, 2020 Education & Training Excess & Surplus Lines Liability Risk Management

Legal Malpractice Claims On The Rise — Study

Rising legal malpractice claims are hitting US law firms hard, with lawyers’ professional liability insurers seeing greater frequency and severity of claims, according to a new study by insurance broker Ames & Gough.
May 22, 2020 Liability Litigation

Louisiana Bill Aims To Cut Car Insurance Rates By Limiting Crash Lawsuits

The Senate voted 29-8 Monday to pass a bill that could lower auto insurance rates by limiting damage suits by people injured in car wrecks. The bill by Sen. Kirk Talbot, R-River Ridge, would change aspects of Louisiana’s tort laws that Republican lawmakers and business lobbyists say make it too easy to file lawsuits after car accidents.
May 21, 2020 Legislation & Regulation Liability Litigation Louisiana

Ohio Senator Introduces Bill To Limit Litigation During Pandemic

An Ohio legislator has introduced a bill to limit lawsuits that may arise during the coronavirus pandemic.
May 19, 2020 Liability Litigation Ohio

Lloyd’s, Zurich, Munich Re Come Under Fire For Supporting Tar Sands Pipeline

Unfriend Coal — a global network of NGOs and social movements appealing for insurance companies to divest out of the fossil fuel business — has called out major insurance companies Lloyd’s, Zurich, and Munich Re for providing hundreds of millions in liability insurance coverage to the Trans Mountain pipeline project.
May 14, 2020 Liability

Lose It Or Lose Big: Anger And Defensiveness Cost Insurance Companies Millions

When it comes to so-called “nuclear verdicts”—or “social inflation” in the insurance industry—hindsight is 20/20, as a survey of the highest payouts in motor vehicle accident and premises liability cases across the Southeast U.S. reflects.
May 12, 2020 Auto Education & Training Liability Litigation Alabama Florida Georgia North Carolina South Carolina
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