Iran-linked cyber activity targeting hospitals, infrastructure, and mobile devices shows how digital attacks are reshaping risk exposure and insurance claims.
Declining auto claims and reserve releases point to softer pricing in 2026, while liability lines continue to face reserve pressure and social inflation challenges.
Chubb says it will control underwriting, pricing, policy issuance, and claims in a $20 billion maritime war risk facility backed by the US International Development Finance Corporation. Vessel eligibility set by the US government will determine which ships and cargo can access coverage for Strait of Hormuz transits.
A Florida appeals court ruled that workers’ compensation carriers are not required to pay for out-of-state travel that is not medically necessary, even when a catastrophic injury claimant argues the trip would improve mental health.
Fresh cracking, jammed doors, and signs of instability forced a sudden evacuation at The Rialto in Orlando. For adjusters, the case highlights habitability, business interruption, liability, and structural defect exposures in Florida multifamily properties.
The revised opioid settlement plan introduces opt-in releases and shifts insurance rights to trusts, setting up new coverage disputes and claims handling challenges.
The U.S. recall covers certain 2021-2024 Highlander and Highlander Hybrid vehicles after regulators said second-row seat backs may fail to lock during adjustment. The defect could raise injury risk in a crash and lead to claim disputes over causation and damages.
The state’s 2026 budget proposal would tighten serious injury standards, limit recovery for some plaintiffs, and reduce litigation exposure in motor vehicle cases.
Many homeowners renting their properties short term do not realize their policies may exclude commercial activity, exposing them to denied claims, liability gaps, and policy cancellations.
New survey data shows carriers recalibrating underwriting, fraud detection and workforce strategy as social inflation, AI-generated fraud and catastrophe losses intensify.