Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast
New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida
Massachusetts
New York
North Carolina
Rhode Island
Why the Insurance Industry Is Not Always at an Inflection Point
Overuse of crisis language muddies real challenges like GenAI, climate risk, and data inefficiencies. Let’s keep industry change in perspective.
December 4
Insurance Industry
Risk Management
Technology
AI Bias in Medical Diagnoses Raises Malpractice and Discrimination Risks
AI tools are transforming diagnostic accuracy but may also embed systemic biases, raising exposure to malpractice and civil rights litigation. Claims professionals must monitor this evolving risk vector.
December 4
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Technology
Insurers Urged to Improve Lightning Claims Reporting and Mitigation
Inconsistent reporting hides the true cost of lightning damage to businesses. Better tracking and mitigation can protect insurers and policyholders.
December 4
Insurance Industry
Property
Risk Management
AI, Deepfakes, and Data Suppression Redefine Cyber Risk in 2026
Resilience experts warn that AI-powered threats, ransomware evolution, and rising litigation will challenge insurers and claims professionals in unprecedented ways.
December 1
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Technology
State Farm’s Subrogation Bid Blocked by Insured’s Prior Court Victory
A landlord’s earlier courtroom success backfired when State Farm tried to subrogate the same fire loss against tenants, triggering judicial estoppel.
December 1
Litigation
Property
Subrogation
New York
Stop Loss Insurance Market Booms as Healthcare Costs Escalate
As healthcare costs rise, more employers are adopting stop loss coverage to manage catastrophic medical claims. AI-driven underwriting and flexible policy structures are shaping the future of the market.
December 1
Legislation & Regulation
Life & Health
Risk Management
Technology
AI in Insurance Faces Customer Skepticism Over Trust, Fairness, and Claims Use
While insurance customers embrace AI for routine tasks, many resist its use in claims handling and pricing due to concerns about fairness and transparency.
December 1
Insurance Industry
Risk Management
Technology
Federal Court Blocks New York Labor Law Targeting Amazon as NLRB Stalls
A federal judge halted New York’s attempt to fill a regulatory gap caused by a deadlocked NLRB, raising broader legal questions for employers navigating state-federal labor oversight.
December 1
Insurance Industry
Legislation & Regulation
New York
Jamaica Triggers $150M Parametric Catastrophe Bond After Hurricane Melissa
With $6B to $7B in losses from Hurricane Melissa, Jamaica’s parametric policy paid out fully, raising fresh debate over trigger thresholds and basis risk.
December 1
Catastrophe
Insurance Industry
Legislation & Regulation
Technology
Manufacturers Face Greater Recall Risk as Affected Units Hit 3-Year High
A sharp increase in units affected by product recalls signals a shift in risk exposure, with implications for insurers, claims handlers, and supply chain managers navigating evolving regulatory demands.
December 1
Insurance Industry
Legislation & Regulation
Risk Management
Auto Insurance in 2026 Faces Crisis of Costs, Claims, and Consumer Confidence
Rising repair costs, claims inflation, and mobility trends are straining auto insurers and reshaping claims operations. Adjusters must adapt to new tools, regulations, and customer expectations.
December 1
Auto
Insurance Industry
Legislation & Regulation
Technology
California
Florida
Michigan
Thanksgiving Turkey Fryers Pose Fire Risk and Cost Millions in Claims
Fire departments and safety officials urge caution as turkey fryer accidents spike on Thanksgiving, leading to property damage and injuries.
November 26
Insurance Industry
Property
Risk Management
Georgia Auto Crash Rate Twice the National Average as Insurance Costs Spike
A sharp rise in vehicle wrecks, complex repair costs, and fraud complaints is stressing Georgia’s auto insurance market, prompting legislative calls and insurer resistance.
November 26
Auto
Fraud
Insurance Industry
Georgia
Thanksgiving Insurance Claims Spike From Fires, Falls, and Drunk Driving
Thanksgiving ranks as a peak claims day for fire, auto, and injury incidents. Adjusters should be prepared for post-holiday surges in kitchen fire reports, liability questions, and alcohol-related crashes.
November 24
Auto
Insurance Industry
Liability
Property
