WWF Warns Nature Loss Is Widening Insurance Protection Gaps in Advanced Economies
A new WWF white paper says degraded ecosystems are amplifying climate losses, pushing premiums higher, limiting coverage, and leaving more risks uninsured across advanced economies.
January 20
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
AI in Insurance Claims: Preserving Professional Judgment and Purpose
As automation expands across insurance operations, claims leaders must ensure AI supports human judgment, collaboration, and professional identity rather than reducing roles to machine oversight.
January 20
Education & Training
Insurance Industry
Risk Management
Technology
Severe Geomagnetic Storm Watch Highlights Power, Satellite, and BI Exposure
NOAA’s warning underscores exposure tied to power quality, satellite services, and timing-dependent operations that can trigger complex business interruption claims without physical damage.
January 20
Catastrophe
Insurance Industry
Marine
Property
Risk Management
Travelers Ties Personalized AI Assistants to Internal Data and Workflows
The insurer says role-based AI tools are accelerating engineering, analytics, and machine learning work while supporting long-term productivity and risk expertise goals.
January 20
Insurance Industry
Risk Management
Technology
Tort Reform Spurs Auto Rate Decreases Across Louisiana Insurance Market
State regulators report more than 20 auto insurance rate decreases since mid-2025, citing reduced litigation and lessons from Florida’s reform-driven market recovery.
January 19
Auto
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Florida
Georgia
Louisiana
GLP-1 Cost Trends: New Data Shows Reduced Medical Spend Growth and Adherence-Driven Value
Expanded claims analysis finds slower medical spend growth, fewer hospitalizations, and notable women’s health outcomes tied to sustained GLP-1 use.
January 19
Insurance Industry
Life & Health
Risk Management
Technology
California Lawmakers Move to Regulate Aerial Imagery Used by Insurers
A proposal would require advance notice to homeowners and bar insurers from relying on aerial images older than 180 days when making coverage decisions.
January 12
Insurance Industry
Legislation & Regulation
Property
Risk Management
Technology
California
Liability Claims Surge as Non-Economic Inflation Drives Nuclear Verdicts, Swiss Re Warns
Litigation funding, shifting jury attitudes, and expanding mass torts are driving liability claim severity and reserve pressure across U.S. and global markets.
January 12
Insurance Industry
Legislation & Regulation
Liability
Litigation
Risk Management
Texas Breaks Tornado Records in 2025 as Claims and Premium Pressures Mount
Texas recorded more tornadoes than any other state in 2025, intensifying claims activity, pushing premiums higher, and renewing scrutiny on wind and hail deductibles across the property insurance market.
January 12
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Arkansas
Missouri
North Dakota
Texas
Insurance AI Falls Short When Speed Replaces Context
Heavy investment in insurance AI continues to deliver limited returns as automation accelerates workflows without improving decision quality, explainability, or claims outcomes.
January 12
Fraud
Insurance Industry
Property
Risk Management
Technology
Why Casualty Claims Are Harder to Settle in 2026 Despite Market Stabilization
Rates may be leveling off, but jury behavior, litigation funding, and documentation demands continue to drive claim severity and settlement complexity heading into 2026.
January 12
Auto
Insurance Industry
Liability
Litigation
Property
California
Illinois
New York
Texas
Flood Protection Gap Reaches $255B as Insurers Rethink Risk Models
A growing flood protection gap is driving insurers and large businesses toward parametric coverage and captive risk structures as legacy models fall short.
January 8
Catastrophe
Insurance Industry
Property
Risk Management
Technology
How Insurers and Property Owners Are Using Data to Address Deferred Maintenance Risks
As deferred maintenance costs climb, insurers are partnering with technology providers to help policyholders reduce losses before claims occur.
January 8
Insurance Industry
Property
Risk Management
Technology
California Bill Seeks to Fast-Track Wildfire Insurance Claims and Expand Policyholder Protections
SB 876 would mandate upfront claim payments, double ALE limits, and impose new timelines for insurers after wildfire disasters.
January 8
Catastrophe
Education & Training
Excess & Surplus Lines
Insurance Industry
Legislation & Regulation
California
How Hyperscale Data Centers Are Changing Property Risk for Insurers
Hyperscale facilities tied to AI and cloud computing are testing property insurance capacity, pricing and underwriting discipline. Brokers face major valuation and business income hurdles.
January 5
Excess & Surplus Lines
Property
Risk Management
Technology
Underwriting
