AM Best reports a sharp recovery in P/C insurer profitability for 2025, helped by lower catastrophe losses and improved reserve development.

Catastrophe losses, inflation, and construction costs are squeezing insurers and driving up homeowner premiums—putting more pressure on claims professionals.

Reinsurance capacity surged in 2025 amid historic low catastrophe losses, driving down rates and changing the risk-sharing landscape. Adjusters can expect shifts in how insurers deploy capital, respond to claims, and design coverages—especially in casualty, cyber, and catastrophe-exposed regions.

Florida courts consistently measure construction defect damages from the date of breach, regardless of defect type or legal theory. This rule holds key implications for claims handling and litigation strategy.

Feral hogs cause massive crop losses and property damage, prompting state-supported trapping and control programs. For claims professionals, the risks tied to agricultural policies are escalating.

Frozen pipes, kitchen fires, icy walkways, and parking lot crashes make winter the busiest season for property and auto insurance claims. Here’s how adjusters can prepare.

Experts share real-world strategies for identifying and managing subrogation opportunities, emphasizing early action and collaboration.

Courts require more than a positive THC test to prove workplace marijuana impairment. Here’s what claims adjusters need to know post-AB 2188.

A California officer faked a disabling injury while collecting benefits, only to be caught performing manual labor on his property. The case underscores the vigilance required in high-risk workers’ comp claims.

A Minnesota woman was awarded $65.5 million after a jury linked her mesothelioma to long-term use of Johnson & Johnson’s talcum powder. The company plans to appeal.

Faulty park module in F-150 Lightning, Mustang Mach-E, and Maverick hybrids poses serious rollaway danger. Software fix planned despite hardware flaw.

AI-related policy exclusions are showing up in D&O and E&O lines, raising red flags for adjusters assessing risk and coverage clarity.

The settlement resolves long-running claims of inflated ATM access fees affecting millions of consumers. A related lawsuit by ATM operators remains pending.

Carriers are rethinking claims and underwriting operations to meet volatile demand and rising costs. Elastic Staffing blends core leadership with vendor and tech support to create scalable, efficient teams.

The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.