Winter Storm Fern Expected to Cause Over $100 Billion in Economic Losses
AccuWeather says snow, ice, extreme cold, and prolonged outages created widespread insured and uninsured losses across the U.S.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting
Insurance Leaders Say AI Requires Cultural Reset, Not Just New Technology
At ITC London 2026, executives said artificial intelligence is exposing weak leadership cultures and forcing insurers to rethink innovation, risk tolerance, and long-standing business models.
January 27
Education & Training
Insurance Industry
Risk Management
Technology
Frozen Pipes Drive $628 Million in State Farm Water Damage Losses
New claims data shows freeze-related water losses remain a major severity driver, with average payments exceeding $30,000 and repairs stretching for months.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Illinois
Oregon
Tennessee
Texas
Washington
Power Outages Cause Billions in Hidden Losses That Insurance Models Miss
New research shows business interruption and system-wide losses from blackouts can dwarf insured property damage, raising questions for catastrophe modeling and resilience investment.
January 27
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Data Center Boom Is Testing Insurance Capacity and Claims Response
As data center construction surges across the U.S., insurers and adjusters confront unprecedented aggregation of values, supply chain delays, and power-related risks that complicate coverage and claims handling.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Technology
Cyberattack Halts Property Searches, Threatening Home Sales in London Boroughs
A prolonged cyber incident at two major London councils has stalled home sales, highlighting cyber risk and operational dependency in property transactions.
January 27
Insurance Industry
Legislation & Regulation
Property
Risk Management
Technology
Catastrophe Losses Push Businesses Toward Captives as Coverage Gaps Widen
More frequent disasters are straining commercial insurance programs, forcing companies to retain more risk and explore captives to address losses that traditional policies no longer cover.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting
Florida Moves to Tighten Engineering Standards for Roof and Property Damage Claims
New draft rules would require site inspections, code citations, and weather data, raising the bar for engineering opinions used in Florida insurance disputes.
January 26
Insurance Industry
Legislation & Regulation
Litigation
Property
Risk Management
Florida
Winter Storm Fern Poised to Drive Billion-Dollar Insured Losses Across 34 States
Prolonged ice, power outages, and lingering cold raise concerns over property damage, frozen pipes, and business interruption claims across much of the US.
January 26
Catastrophe
Insurance Industry
Property
Risk Management
District Of Columbia
Louisiana
Mississippi
New York
Tennessee
Excess Carrier Owes $13.8M Despite Contractor Settlement, Court Rules
The Seventh Circuit says partial causation by a contractor is enough to trigger excess coverage, even after a full settlement and release.
January 26
Insurance Industry
Liability
Litigation
Property
Risk Management
Georgia
Illinois
Indiana
Wisconsin
Federal Arson Charge Filed After Fire at Alton Insurance Office
Prosecutors allege the fire followed a dispute over a life insurance policy cashout, raising fraud and safety concerns for insurers and claims staff.
January 26
Fraud
Insurance Industry
Litigation
Property
Risk Management
Illinois
Allianz Uses AI and Virtual Reality to Rebuild Claims Training Programs
An AI-driven virtual reality training program aims to shorten the learning curve for new claims professionals while addressing the industry’s aging workforce.
January 26
Education & Training
Insurance Industry
Technology
Political Risk Outlook 2026: Insurers Brace for Arctic, Middle East, and Indo-Pacific Tensions
BMI warns insurers that territorial disputes, regime instability, and shifting alliances could drive claims volatility across political risk, marine, and specialty lines.
January 26
Excess & Surplus Lines
Insurance Industry
Marine
Property
Risk Management
Ice Storm Strains US Power Grids as Blackout Risks Rise From Texas to New England
Grid operators warn of record winter demand and prolonged outages as ice damage, extreme cold, and emergency measures collide across multiple regions.
January 26
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Connecticut
District Of Columbia
Illinois
Louisiana
Maine
Why Roof Claims Get Reopened: Adjusters Sound Off on Contractor Tactics
Adjusters discuss why aggressive roofing estimates keep claims open longer and how inconsistency fuels disputes.
January 23
Fraud
Insurance Industry
Property
Risk Management
Technology
