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AI Tools Drive Workplace Mental Health Support Innovation

Workplace mental health strategies are transforming as AI-powered tools rise in popularity, traditional EAPs face challenges, and employee needs evolve, per Unmind’s 2025 survey.
January 17 Insurance Industry Risk Management Technology

Texas Accuses Allstate of Illegally Using Driver Data to Raise Insurance Rates

Texas has sued Allstate, claiming it illegally gathered sensitive driver data without consent, used it for underwriting, and sold it to third parties, violating state privacy laws.
January 14 Auto Legislation & Regulation Litigation Technology Texas

Most Homeowners Feel Ready for Severe Weather Despite Rising Risks

A recent IRC survey reveals that while most homeowners feel prepared for severe weather, awareness of mitigation strategies, premium savings, and legal system impacts remains limited.
January 14 Catastrophe Litigation Property Risk Management

Rising Risks in Homeowners Insurance Demand Swift Action

The accelerating impacts of climate change, coupled with slow government response and human reluctance to prepare, are driving a homeowners insurance crisis in wildfire-prone states like California.
January 14 Catastrophe Legislation & Regulation Property Risk Management California Colorado Florida Hawaii Louisiana

Billions in Losses Loom for Insurers as LA Wildfires Rage

Moody’s projects insured losses from uncontained LA wildfires to range from $10 billion to $20 billion, impacting homeowners, commercial insurers, and the E&S market amid California’s ongoing insurance challenges.
January 13 Catastrophe Legislation & Regulation Property Risk Management California

Insurers Face Major Net Losses from Los Angeles Wildfires, Highlighting Reinsurance Dynamics

The Los Angeles wildfires are projected to result in $20 billion in insurance losses, prompting reinsurance recoveries for some carriers as analysts assess exposure across property and auto lines.
January 13 Catastrophe Property Risk Management California

Aerial Firefighting Ramps Up as California Wildfires Devastate Los Angeles

California’s Palisades Fire has consumed thousands of acres and homes, with high winds complicating firefighting efforts. Federal aid and state resources aim to assist affected residents.
January 13 Catastrophe Legislation & Regulation Property Risk Management California

Systemic Cyber Risk: Assessing Aggregation in Healthcare and Maritime Industries

The Lloyd’s Market Association introduces a framework for evaluating systemic cyber risks, focusing on healthcare and maritime industries, to aid insurers in risk management.
January 13 Insurance Industry Risk Management Technology

USDA Studies Find Elevated Health Risks for U.S. Meat Plant Workers

Two USDA studies reveal that U.S. chicken and pork plant workers face significantly higher risks of musculoskeletal disorders, raising concerns about workplace safety in the industry.
January 13 Legislation & Regulation Liability Risk Management Workers' Compensation

Navigating Legacy System Modernization in Insurance

Insurance firms must decide between building new systems or enhancing legacy platforms through "wrapping" as digital transformation reshapes the industry.
January 13 Education & Training Insurance Industry Risk Management Technology

Emerging Insurance Trends Redefining Claims Management in 2025

Discover the top claims and risk management trends for 2025, including AI-driven solutions, cyber insurance evolution, wearables in the workplace, and enhanced catastrophe response.
January 13 Catastrophe Risk Management Technology Workers' Compensation

Key Steps to Mitigate Cyber and Liability Risks When Adopting Generative AI

Generative AI promises cost savings and efficiency, but businesses must carefully navigate risks like liability, cyber vulnerabilities, and data privacy before implementation.
January 13 Liability Risk Management Technology

Workplace Injuries Must Meet Specific Criteria for Compensation, Virginia WCC Rules

The Virginia Workers’ Compensation Commission denied benefits to a school bus driver, emphasizing that injuries caused by simple acts like walking are not automatically compensable.
January 8 Legislation & Regulation Litigation Risk Management Workers' Compensation Virginia

Thousands Evacuate as Wildfires Devastate Los Angeles Area

Southern California faces extreme fire conditions fueled by hurricane-force winds, forcing mass evacuations and widespread power outages, with no immediate relief in sight.
January 8 Catastrophe Legislation & Regulation Property Risk Management California

Commercial Insurance Rates Moderate in 2024 as Catastrophe Losses Decline

Commercial insurance premiums saw slower increases in 2024, averaging 3.75%, compared to 4.56% in 2023, as lower catastrophe losses drove deceleration in property rates.
January 8 Auto Liability Property Risk Management
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