Tort Reform Spurs Auto Rate Decreases Across Louisiana Insurance Market
State regulators report more than 20 auto insurance rate decreases since mid-2025, citing reduced litigation and lessons from Florida’s reform-driven market recovery.
January 19
Auto
Insurance Industry
Legislation & Regulation
Litigation
Risk Management
Florida
Georgia
Louisiana
Disney World Modifies Indiana Jones Stunt Show After Worker Injured by Runaway Prop
A Disney World stunt show performer is recovering after intervening to stop a 400-pound boulder from reaching the crowd. The show has been altered pending a safety review.
January 5
Insurance Industry
Liability
Risk Management
Weird
Workers' Compensation
Florida
Florida Courts Fix Repair Costs at Breach Date in Construction Defect Cases
Florida courts consistently measure construction defect damages from the date of breach, regardless of defect type or legal theory. This rule holds key implications for claims handling and litigation strategy.
December 29, 2025
Insurance Industry
Legislation & Regulation
Litigation
Property
Florida
Wildfires and Hailstorms Drive $100B in Insured Losses Again in 2025
The 2025 Los Angeles wildfire was the costliest ever, but quieter, relentless storms caused even more damage nationwide. The result is soaring insurance costs and shrinking coverage options.
December 22, 2025
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting
California
Florida
Texas
Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence
A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025
Catastrophe
Education & Training
Insurance Industry
Property
Risk Management
Arizona
California
Florida
Louisiana
Nevada
Disney Sued Over Restrictive Disability Access Changes at Theme Parks
Disney faces legal and shareholder challenges over new limits to its disability access program, with critics arguing the company is denying necessary accommodations.
December 11, 2025
Insurance Industry
Legislation & Regulation
Liability
Litigation
Risk Management
California
Florida
Rising Ocean Temps to Drive Massive Insured Losses From Cat 5 Hurricanes in Florida, East Coast
New research links a warming Atlantic to more extreme hurricane activity, with Florida, New York, and the Carolinas facing sharp increases in storm-driven insurance claims.
December 4, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Florida
Massachusetts
New York
North Carolina
Rhode Island
Auto Insurance in 2026 Faces Crisis of Costs, Claims, and Consumer Confidence
Rising repair costs, claims inflation, and mobility trends are straining auto insurers and reshaping claims operations. Adjusters must adapt to new tools, regulations, and customer expectations.
December 1, 2025
Auto
Insurance Industry
Legislation & Regulation
Technology
California
Florida
Michigan
Federal Jury Convicts Two in ACA Subsidy Fraud Involving Homeless Enrollees
A South Florida jury found two men guilty of exploiting ACA subsidies by enrolling homeless individuals in plans they didn’t qualify for, generating millions in commissions.
November 19, 2025
Fraud
Insurance Industry
Legislation & Regulation
Life & Health
Arizona
Florida
Texas
AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance
An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17, 2025
Catastrophe
Property
Risk Management
Technology
California
Florida
Western Caribbean Faces Heightened Hurricane Risk Through Late October
CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16, 2025
Catastrophe
Property
Risk Management
Alabama
Florida
Louisiana
Mississippi
Texas
AI in Claims Handling Under Scrutiny, But Florida Insurers Say Laws Already Provide Oversight
Florida insurance officials argue existing laws already prevent AI-related discrimination or errors, even as lawmakers consider stricter oversight.
October 9, 2025
Insurance Industry
Legislation & Regulation
Property
Technology
Florida
Citizens Insurance Pauses Flood Coverage Proof During NFIP Shutdown
Florida’s state-run Citizens Property Insurance Corporation has announced a temporary deferral of its flood insurance documentation requirement due to the federal government shutdown.
October 7, 2025
Catastrophe
Insurance Industry
Legislation & Regulation
Underwriting
Florida
How Inflation, Litigation, and Talent Shortages Are Reshaping Specialty Insurance Claims
A recent report from Argo Group highlights three converging forces shaping the future of specialty insurance: inflation, litigation volatility, and a deepening talent gap.
October 7, 2025
Insurance Industry
Litigation
Underwriting
Florida
Georgia
Live Nation and Ticketmaster Sued for Enabling Ticket Brokers and Overcharging Fans
The FTC and seven states allege Live Nation and Ticketmaster enabled brokers to bypass ticket limits, reaping billions in fees while fans paid inflated resale prices.
September 22, 2025
Legislation & Regulation
Litigation
Risk Management
Technology
California
Colorado
Florida
Illinois
Nebraska
