Florida, Texas, and California consistently rank highest for lightning-related insurance claims due to storm frequency, surge damage, and wildfire-triggered losses.

Insurance executives discuss navigating escalating litigation risks and embracing generative AI to enhance efficiency and rebuild consumer trust amid evolving uncertainties.

A recent Insurity survey highlights the importance of blending digital convenience with human support to enhance policyholder satisfaction and claims experiences.

Federal, state and local investigators allege three men-including a municipal vice mayor and a school board trustee-set a Northern California farmhouse ablaze and filed false insurance claims to net $200,000.

The 2025 Atlantic hurricane season is projected to be above-average with 17 named storms, nine hurricanes and four major hurricanes, increasing landfall risks along U.S. and Caribbean coasts.

A Florida appeals court held that Citizens Property Insurance wrongly denied a roof damage claim and can't invoke staged-payment rules until coverage is acknowledged, giving homeowners a second chance.

Insurers can modernize CAT modeling by integrating AI-driven data capture, cleansing, enrichment, and analysis to deliver dynamic, real-time risk assessments that enhance underwriting and portfolio decisions.

The PIA, NAIC, AITC and NCOIL all warn that a proposed 10-year federal ban on state AI regulation would undermine consumer protections, stifle innovation and disrupt insurance markets.

Agentic AI empowers carriers to tackle operational underwriting bottlenecks-streamlining risk analysis, fraud detection, and workflow automation to boost capacity in today's talent-scarce market.

The Louisiana 4th Circuit held that ambiguous policy definitions and lack of proof bar insurers from enforcing a 36-month exclusion on a mesothelioma wrongful death claim.

Early collaboration between carriers, insureds, and panel counsel in professional liability claims reduces defense costs, preserves policy limits, and strengthens renewal prospects through faster settlements.

Upgraded to 'extremely dangerous' Cat 4 before landfall, Erick made shore near Punta Maldonado with 125 mph winds, heavy rain and storm surge poised to trigger floods and mudslides.

A targeted cyberattack compromised Microsoft accounts of Washington Post reporters covering China and national security, prompting a sweeping internal investigation.

Fifty-five states and territories back Purdue Pharma's $7.4B opioid settlement plan, aiming to resolve lawsuits and distribute funds to governments, tribes, and individuals.

A new consumer guide from Triple-I and Munich Re US reveals how legal system abuse inflates claim costs, drives premium increases, and limits insurance accessibility.