There’s A New Entry In The 10 Most Expensive Hurricanes In U.S. History

Hurricane Ian, which thrashed Florida and the Carolinas last year, has claimed the No. 3 spot in the list of 10 most expensive hurricanes in U.S. history, according to a new report from the National Centers for Environmental Information.
January 12, 2023 Catastrophe Florida Georgia Louisiana Mississippi New Jersey

New Minimum Auto Liability Limits May Cause Consumers To Drop Insurance

Insurance groups argue that new laws in California and New Jersey that raise the minimum auto liability coverage required for drivers may cause price-sensitive consumers to drop their coverage.
December 12, 2022 Auto Legislation & Regulation Liability California New Jersey

New Jersey Legislators Seek To Ban Non-Driving Factors From Auto Policy Underwriting

During a press conference Monday, New Jersey Senate majority leader Terea Ruiz told a joke about her parents to underscore why she thinks car insurance companies shouldn’t be allowed to determine someone’s premium rate based on their education level.
December 6, 2022 Auto Legislation & Regulation New Jersey

For Some New Jersey Homeowners, The Disaster of Hurricane Sandy Isn’t Over Yet

A decade after Sandy made landfall in New Jersey, Toms River resident Matt Rusinski has crossed more rebuilding thresholds than others displaced by the storm. He’s back in his home, the repairs complete after he meticulously tracked evaluations from adjusters, estimates from architects and receipts from local and federal financial aid.
October 28, 2022 Property New Jersey

New Jersey City Achieved Zero Traffic Deaths With Quick, High Impact Ideas

In January 2019, Sarah Risser was in the passenger seat as her son, Henry Zietlow, drove them from Minnesota to Michigan for a ski trip. They were on a Wisconsin highway when an oncoming pickup towing too much weight veered into their lane.
August 26, 2022 Auto Liability New Jersey

Navigating New Jersey’s Duty To Defend After A Recent Supreme Court Opinion

Companies purchase insurance for litigation protection in the form of an insurer’s duty to defend lawsuits. Under New Jersey law, the duty to defend begins with the filing of a complaint that includes allegations that might trigger coverage.
August 25, 2022 Litigation New Jersey

Casino COVID-Related Ruling Overturned In Favor Of Insurers

A New Jersey appeals court overturned a lower court and ruled against an Atlantic City casino and in favor of units of Zurich Insurance Group Ltd., American International Group Inc. and Allianz SE in COVID-19-related business interruption coverage Thursday.
June 27, 2022 Litigation Property New Jersey

The New Jersey Insurance Fair Conduct Act: Thoughts On How Recent Cases Interpret And Define The Contours Of The Act

The $1.88 million jury verdict in a New Jersey underinsured motorist (‘UIM’) claim, Kelley v. Massachusetts Bay Insurance Company, No. 19-cv-19037 (D. N.J. May 13, 2022) drew headlines in legal and insurance media recently.
June 23, 2022 Litigation New Jersey

Expanding Parking Lot Law Increases Workers’ Comp Exposure

An area of workers’ compensation that has grown in controversy over the years is when is an employee considered to be ‘at work.’ A question arises if an employee is injured when in a parking lot outside of their place of employment either starting their day or leaving after clocking out.
February 28, 2022 Legislation & Regulation Workers' Compensation New Jersey

New Jersey Auto Insurers Expect A Tide Of Litigation

After having been signed only a handful of days, a New Jersey statute allowing consumers to file lawsuits accusing auto insurance companies of bad faith had already resulted in one major insurer facing two of those suits.
February 3, 2022 Auto Legislation & Regulation Litigation New Jersey

Merck’s $1.4B Insurance Win Splits Cyber From ’Acts Of War’

Merck & Co.‘s victory in a legal dispute with insurers over coverage for $1.4 billion in losses from malware known as NotPetya is expected to force insurance policies to more clearly confront responsibility for the fallout from nation-state cyberattacks.
January 21, 2022 Excess & Surplus Lines Litigation New Jersey

Governor Signs Bad Faith Statute For Auto Insurers

New Jersey Governor Phil Murphy, who has been sworn in for a second term, has signed into law some legislation to allow policyholders to sue their auto insurers for as much as three times the applicable coverage amount.
January 19, 2022 Auto Legislation & Regulation Litigation New Jersey

N.J. ‘Bad Faith’ Bill Advances To State Assembly

The New Jersey state Legislature passed S-1559 on Jan. 10, 2022, which would allow consumers to bring ‘bad-faith’ lawsuits against insurers to remove certain recoverable expenses.
January 14, 2022 Legislation & Regulation New Jersey

Feds Bust Gangs For $100M No-Fault Insurance Fraud Racket

Two gangs that enlisted trusted professionals to steal $100 million dollars from insurance companies were taken down Wednesday in what the feds are calling one of the biggest fraud busts in history.
January 14, 2022 Auto Fraud New Jersey New York

Ida Flooding In Northeast Plagues Residents With Insurance Woes

After being pummeled by two tropical storms that submerged basements, cracked home foundations and destroyed belongings, Northeastern U.S. residents still in the throes of recovery are being hit with another unexpected blow: Thousands of families are now swamped with financial losses because they didn’t have flood insurance.

Most of those caught off guard by the intense downpours from the remnants of Hurricane Ida and Tropical Storm Henri lived in areas outside of coastal floodplains, making flood insurance an afterthought for most of the working-class families whose neighborhoods were among the hardest hit.

"When we called the insurance company, the first thing they told us is that they don’t provide any assistance for anything that’s caused by a storm. And they left it at that," Amit Shivprasad said, his rising voice echoing frustrations shared among his neighbors in the Jamaica section of Queens.
September 24, 2021 Catastrophe Property New Jersey New York

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