
Smart Water Shutoff Devices Cut Claim Frequency by 81%, Study Finds
New carrier-backed study shows significant drops in water damage claim frequency and severity, with implications for underwriting and loss prevention strategies.
April 1
Property
Risk Management
Technology
Underwriting

Cyberattacks on Hospitals and Infrastructure Signal Rising Claims Risk
Iran-linked cyber activity targeting hospitals, infrastructure, and mobile devices shows how digital attacks are reshaping risk exposure and insurance claims.
April 1
Catastrophe
Liability
Property
Risk Management
Technology

2025 Catastrophe Losses Hit $127B Insured as Wildfire and Storm Claims Surge
Aon report highlights how wildfire and severe convective storm losses are reshaping insured catastrophe trends despite lower overall disaster activity.
April 1
Catastrophe
Insurance Industry
Property
Risk Management
Technology

Arctic Sea Ice Hits Record Winter Low as Global Heat Shatters March Records
Record March heat across the U.S., Mexico, Africa, Europe, Asia and Australia adds to warnings about climate-driven risk. For insurers and adjusters, the trend points to growing catastrophe exposure and harder-to-predict loss patterns.
April 1
Catastrophe
Insurance Industry
Property
Risk Management

Manual Claims Processing Costs Insurers Millions Annually, Automation Cuts Costs Fast
Legacy workflows and document-heavy processes are driving up claim costs and cycle times, while targeted automation offers measurable savings within months.
April 1
Insurance Industry
Property
Risk Management
Technology

Court Confirms Depreciation on Repair Costs Under ACV Policies
Sixth Circuit ruling confirms insurers can deduct depreciation from repair payments unless policyholders complete repairs to trigger replacement-cost coverage.
March 30
Insurance Industry
Legislation & Regulation
Litigation
Property

AccuWeather 2026 Hurricane Forecast Warns of 3 to 5 Direct U.S. Impacts
AccuWeather expects a near- to below-average Atlantic season, but warns of 3 to 5 direct U.S. impacts, rapid intensification, and high exposure along the Gulf Coast and Carolinas.
March 25
Catastrophe
Insurance Industry
Property
Risk Management

Auto Insurance Reserve Redundancy Signals Rate Cuts in 2026
Declining auto claims and reserve releases point to softer pricing in 2026, while liability lines continue to face reserve pressure and social inflation challenges.
March 23
Auto
Insurance Industry
Liability
Property
Underwriting

Hawaii Flooding Triggers Evacuations as Storm Damage Tops $1 Billion
Back-to-back storms have caused major flooding across Hawaii, forced thousands to evacuate, and damaged homes, roads, hospitals, schools, and other infrastructure.
March 23
Auto
Catastrophe
Property
Risk Management
Hawaii

Florida Safe Home Grants Questioned Over Roof Effectiveness and Insurance Savings
Lawmakers and inspectors question whether roof-focused mitigation grants reduce claims or premiums, citing verification gaps and limited insurance credits.
March 23
Catastrophe
Legislation & Regulation
Litigation
Property
Underwriting
Florida

Chubb Details $20 Billion US-Backed Maritime War Risk Insurance Program
Chubb says it will control underwriting, pricing, policy issuance, and claims in a $20 billion maritime war risk facility backed by the US International Development Finance Corporation. Vessel eligibility set by the US government will determine which ships and cargo can access coverage for Strait of Hormuz transits.
March 23
Insurance Industry
Liability
Marine
Property
Risk Management

Insurance Industry Eyes Prediction Markets for Catastrophe Risk and Faster Payouts
New parametric-style contracts promise instant payouts and real-time risk pricing, but questions remain about regulation, reliability, and claims implications.
March 23
Catastrophe
Insurance Industry
Property
Risk Management
Technology
California
Florida
South Carolina
Texas

Orlando Apartment Complex Evacuated After Cracks, Jammed Doors Raise Structural Safety Fears
Fresh cracking, jammed doors, and signs of instability forced a sudden evacuation at The Rialto in Orlando. For adjusters, the case highlights habitability, business interruption, liability, and structural defect exposures in Florida multifamily properties.
March 23
Legislation & Regulation
Liability
Property
Risk Management
Florida

Short-Term Rentals Create Coverage Gaps in Homeowners Insurance
Many homeowners renting their properties short term do not realize their policies may exclude commercial activity, exposing them to denied claims, liability gaps, and policy cancellations.
March 11
Legislation & Regulation
Liability
Property
Risk Management
Underwriting

Subtle AI Photo Manipulation Increasing Insurance Claims Fraud Exposure
SAS says small, believable image tweaks are slipping past human review and complicating fraud detection in property and auto claims.
March 4
Auto
Fraud
Property
Technology



