Why Florida, Texas, and California Lead the Nation in Lightning Insurance Claims

Florida, Texas, and California consistently rank highest for lightning-related insurance claims due to storm frequency, surge damage, and wildfire-triggered losses.
June 24 Catastrophe Insurance Industry Property Risk Management California Florida Texas

Frustrating Digital Claims Processes Keep 20% of Consumers from Filing

A recent Insurity survey highlights the importance of blending digital convenience with human support to enhance policyholder satisfaction and claims experiences.
June 24 Auto Insurance Industry Property Technology

Three Arrested in California Farmhouse Arson and $200K Insurance Fraud Scheme

Federal, state and local investigators allege three men—including a municipal vice mayor and a school board trustee—set a Northern California farmhouse ablaze and filed false insurance claims to net $200,000.
June 23 Fraud Insurance Industry Litigation Property California

Colorado State University Predicts Above Normal 2025 Atlantic Hurricane Season

The 2025 Atlantic hurricane season is projected to be above-average with 17 named storms, nine hurricanes and four major hurricanes, increasing landfall risks along U.S. and Caribbean coasts.
June 19 Catastrophe Insurance Industry Property Risk Management Florida Texas

Florida Appeals Court Rebukes Citizens Property Insurance Over Roof Claim Denial

A Florida appeals court held that Citizens Property Insurance wrongly denied a roof damage claim and can’t invoke staged-payment rules until coverage is acknowledged, giving homeowners a second chance.
June 19 Insurance Industry Legislation & Regulation Litigation Property Florida

Nail Salon Owner Arrested on Multiple Arson and Insurance Fraud Charges

Town of Newburgh authorities and federal agents allege a local salon owner deliberately set an August 2022 fire at her own shop to collect insurance payouts amid severe financial distress.
June 19 Fraud Legislation & Regulation Litigation Property New York

Claims Decline as Replacement Costs Skyrocket in Q1 2025

In Q1 2025, U.S. and Canadian property claims hit a five-year low even as average replacement costs surged 46 percent year-over-year, led by California wildfire losses and rising reconstruction expenses.
June 19 Catastrophe Legislation & Regulation Property Risk Management

Hurricane Erick Pounds Mexican Coast with Fierce Winds and Flood Threat

Upgraded to ‘extremely dangerous’ Cat 4 before landfall, Erick made shore near Punta Maldonado with 125 mph winds, heavy rain and storm surge poised to trigger floods and mudslides.
June 19 Catastrophe Insurance Industry Property Risk Management

Updated Hurricane Loss Model Approved by Florida Commission

Florida’s hurricane model commission approves Karen Clark & Co.’s Version 5.0, featuring enhanced climate data, upgraded vulnerability functions, and new coverage modeling capabilities.
June 12 Catastrophe Property Risk Management Technology Florida

Court Upholds Lloyd’s Denial in Diamond Loss Case Over Inactive Security System

A New York appellate court affirms Lloyd’s denial of coverage in a diamond loss claim, emphasizing that policyholders must maintain fully operational security systems.
June 12 Insurance Industry Litigation Property Risk Management New York

AI Agents Now Handle Insurance Policies from Quote to Claim with Sure’s New Protocol

Sure introduces its Model Context Protocol, enabling AI agents to autonomously quote, bind, and service insurance policies with integrated compliance and multi-carrier support.
June 11 Auto Insurance Industry Property Technology Texas

Natural Disasters and Legal Pressures Are Driving Up Homeowners Insurance Costs Nationwide

Homeowners insurance is becoming less affordable nationwide as natural disasters, legal system strain, and rising repair costs drive premiums higher, especially in disaster-prone states.
June 11 Catastrophe Insurance Industry Litigation Property Alaska Florida Louisiana Maryland Mississippi

How the Insurance Industry Is Preparing for a Fierce 2025 Hurricane Season

After a season of compounding storms and inland flooding in 2024, the insurance industry is refining its storm strategies and readiness plans for a potentially active 2025.
June 11 Catastrophe Education & Training Insurance Industry Property

Cyberattack Disrupts Operations at Whole Foods Supplier United Natural Foods

United Natural Foods, a key supplier for Whole Foods, took systems offline after unauthorized network activity, causing temporary disruptions in order fulfillment and distribution.
June 10 Insurance Industry Property Risk Management Technology Rhode Island

Homeowners Take Legal Action Against USAA and AAA Insurers Over Los Angeles Wildfire Coverage Disputes

Lawsuits filed in Los Angeles County accuse USAA and AAA-affiliated insurers of underinsuring homes damaged in the January 7 wildfires, leaving policyholders unable to rebuild.
June 9 Catastrophe Insurance Industry Litigation Property California

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