Deep Freeze Hits Southeast With Snowstorms, Widespread Claims, and Florida Crop Risk
A prolonged Arctic outbreak brings snow, crashes, power outages, and freeze losses across the Southeast, raising claim concerns from auto accidents to Florida citrus damage.
February 2
Auto
Catastrophe
Insurance Industry
Property
Risk Management
Florida
Louisiana
Mississippi
New Jersey
North Carolina
California Climate Disclosure Laws Face First Amendment Test in Federal Appeal
Business groups argue California’s climate reporting mandates compel political speech and impose nationwide compliance burdens as the Ninth Circuit weighs constitutional limits.
February 2
Catastrophe
Insurance Industry
Legislation & Regulation
Litigation
Property
California
State Farm Reports 1,200+ Claims as Winter Storm Fern Triggers Frozen Pipe and Tree Damage
Frozen pipes, downed trees, and power outages are expected to drive additional property and auto claims as extreme cold persists across the Central and Eastern US.
January 28
Auto
Catastrophe
Insurance Industry
Property
Risk Management
Cargo Theft Losses Jump 60% to $725M as Organized Crime Targets High-Value Freight
Even with little change in total incidents, organized theft rings pushed average cargo theft values sharply higher in 2025.
January 28
Fraud
Insurance Industry
Marine
Property
Risk Management
Winter Storm Fern Expected to Cause Over $100 Billion in Economic Losses
AccuWeather says snow, ice, extreme cold, and prolonged outages created widespread insured and uninsured losses across the U.S.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting
Insurance Leaders Say AI Requires Cultural Reset, Not Just New Technology
At ITC London 2026, executives said artificial intelligence is exposing weak leadership cultures and forcing insurers to rethink innovation, risk tolerance, and long-standing business models.
January 27
Education & Training
Insurance Industry
Risk Management
Technology
Frozen Pipes Drive $628 Million in State Farm Water Damage Losses
New claims data shows freeze-related water losses remain a major severity driver, with average payments exceeding $30,000 and repairs stretching for months.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Illinois
Oregon
Tennessee
Texas
Washington
Power Outages Cause Billions in Hidden Losses That Insurance Models Miss
New research shows business interruption and system-wide losses from blackouts can dwarf insured property damage, raising questions for catastrophe modeling and resilience investment.
January 27
Catastrophe
Insurance Industry
Legislation & Regulation
Property
Risk Management
Data Center Boom Is Testing Insurance Capacity and Claims Response
As data center construction surges across the U.S., insurers and adjusters confront unprecedented aggregation of values, supply chain delays, and power-related risks that complicate coverage and claims handling.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Technology
Cyberattack Halts Property Searches, Threatening Home Sales in London Boroughs
A prolonged cyber incident at two major London councils has stalled home sales, highlighting cyber risk and operational dependency in property transactions.
January 27
Insurance Industry
Legislation & Regulation
Property
Risk Management
Technology
Catastrophe Losses Push Businesses Toward Captives as Coverage Gaps Widen
More frequent disasters are straining commercial insurance programs, forcing companies to retain more risk and explore captives to address losses that traditional policies no longer cover.
January 27
Catastrophe
Insurance Industry
Property
Risk Management
Underwriting
Florida Moves to Tighten Engineering Standards for Roof and Property Damage Claims
New draft rules would require site inspections, code citations, and weather data, raising the bar for engineering opinions used in Florida insurance disputes.
January 26
Insurance Industry
Legislation & Regulation
Litigation
Property
Risk Management
Florida
Winter Storm Fern Poised to Drive Billion-Dollar Insured Losses Across 34 States
Prolonged ice, power outages, and lingering cold raise concerns over property damage, frozen pipes, and business interruption claims across much of the US.
January 26
Catastrophe
Insurance Industry
Property
Risk Management
District Of Columbia
Louisiana
Mississippi
New York
Tennessee
Excess Carrier Owes $13.8M Despite Contractor Settlement, Court Rules
The Seventh Circuit says partial causation by a contractor is enough to trigger excess coverage, even after a full settlement and release.
January 26
Insurance Industry
Liability
Litigation
Property
Risk Management
Georgia
Illinois
Indiana
Wisconsin
Federal Arson Charge Filed After Fire at Alton Insurance Office
Prosecutors allege the fire followed a dispute over a life insurance policy cashout, raising fraud and safety concerns for insurers and claims staff.
January 26
Fraud
Insurance Industry
Litigation
Property
Risk Management
Illinois
