Cyber Insurers Confront Rising CIPA Litigation Over Web Tracking Tools
A California privacy law from 1967 is at the heart of a new wave of cyber lawsuits targeting businesses nationwide over common web tracking tools.
October 20, 2025
Legislation & Regulation
Litigation
California
Illinois
Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases
Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Property
Risk Management
California
Colorado
Louisiana
Developing System in Caribbean Could Become Tropical Storm Melissa
Forecasters give the system an 80% chance of formation this week as it moves toward the Greater Antilles. No immediate Gulf Coast threat.
October 20, 2025
Catastrophe
Insurance Industry
Marine
Property
Risk Management
Brazilian Porsche Owner Caught in Alleged Self-Arson Insurance Fraud Scheme
Security footage debunks a Porsche owner’s claim of kidnapping and reveals a suspected case of self-arson tied to unpaid vehicle taxes.
October 20, 2025
Auto
Fraud
Insurance Industry
California Sues Plastic Bag Makers Over False Recycling Claims
The state of California alleges major plastic bag manufacturers falsely labeled their products as recyclable, triggering lawsuits and multimillion-dollar settlements.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Risk Management
California
Why Stop-Loss Insurance Alone Won’t Control Catastrophic Claim Costs
As catastrophic medical claims rise, brokers must match stop-loss with aggressive claim management to protect self-funded plans.
October 20, 2025
Catastrophe
Insurance Industry
Life & Health
Climate-Driven Power Outages Projected to Surge for Vulnerable Coastal Communities
Projected cyclone-driven blackouts along the Gulf and Atlantic coasts could double by century’s end, with Hispanic and low-income communities facing the brunt of the impact.
October 17, 2025
Catastrophe
Property
McBee Dynasty Patriarch Sentenced 24 Months, Owes $4M in Crop Insurance Fraud
After pleading guilty in November 2024, McBee must serve 2 years in prison and repay $4,022,124 in restitution under a federal crop insurance fraud case.
October 17, 2025
Fraud
Insurance Industry
Legislation & Regulation
AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance
An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17, 2025
Catastrophe
Property
Risk Management
Technology
California
Florida
Balancing AI Growth and Cybersecurity Risk in 2026 Insurance Planning
AI integration and cybersecurity threats both demand attention as carriers enter a critical planning phase. Striking the right balance is now a strategic imperative.
October 17, 2025
Insurance Industry
Technology
USAA Faces $15M Final Judgment in Katrina Bad-Faith Case After Mississippi High Court Refuses Rehearing
The Mississippi Supreme Court has closed the door on an 18-year dispute, upholding nearly $15M in penalties against USAA for bad-faith claim handling after Hurricane Katrina.
October 16, 2025
Catastrophe
Legislation & Regulation
Litigation
Property
Mississippi
AI Uncertainty in Insurance: Coverage Gaps, Casualty Risks, and E&S Innovations
AI-native businesses push insurers to rethink liability forms and create new facilities as casualty risks evolve. Judgment and human expertise remain critical amid tech disruption.
October 16, 2025
Excess & Surplus Lines
Insurance Industry
Risk Management
Technology
California
Western Caribbean Faces Heightened Hurricane Risk Through Late October
CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16, 2025
Catastrophe
Property
Risk Management
Alabama
Florida
Louisiana
Mississippi
Texas
California Court Rules NFL Team Exempt from Workers’ Comp Claim by Retired Player
A retired NFL player’s claim for cumulative injury is denied under California’s tightened workers’ comp rules for out-of-state athletes, highlighting key jurisdictional limits.
October 15, 2025
Legislation & Regulation
Liability
Workers' Compensation
California
Georgia
Workers Comp Sees Eighth Year of Underwriting Gains Despite 2024 Premium Dip
2024 saw premium decline but continued strong underwriting and operating margins, with early 2025 data pointing to another profitable year in the WC line.
October 15, 2025
Insurance Industry
Legislation & Regulation
Underwriting
Workers' Compensation
