AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance
An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17, 2025
Catastrophe
Property
Risk Management
Technology
California
Florida
Balancing AI Growth and Cybersecurity Risk in 2026 Insurance Planning
AI integration and cybersecurity threats both demand attention as carriers enter a critical planning phase. Striking the right balance is now a strategic imperative.
October 17, 2025
Insurance Industry
Technology
USAA Faces $15M Final Judgment in Katrina Bad-Faith Case After Mississippi High Court Refuses Rehearing
The Mississippi Supreme Court has closed the door on an 18-year dispute, upholding nearly $15M in penalties against USAA for bad-faith claim handling after Hurricane Katrina.
October 16, 2025
Catastrophe
Legislation & Regulation
Litigation
Property
Mississippi
AI Uncertainty in Insurance: Coverage Gaps, Casualty Risks, and E&S Innovations
AI-native businesses push insurers to rethink liability forms and create new facilities as casualty risks evolve. Judgment and human expertise remain critical amid tech disruption.
October 16, 2025
Excess & Surplus Lines
Insurance Industry
Risk Management
Technology
California
Western Caribbean Faces Heightened Hurricane Risk Through Late October
CSU researchers forecast above-normal Atlantic hurricane activity for mid to late October, with a focus on the western Caribbean.
October 16, 2025
Catastrophe
Property
Risk Management
Alabama
Florida
Louisiana
Mississippi
Texas
California Court Rules NFL Team Exempt from Workers’ Comp Claim by Retired Player
A retired NFL player's claim for cumulative injury is denied under California's tightened workers' comp rules for out-of-state athletes, highlighting key jurisdictional limits.
October 15, 2025
Legislation & Regulation
Liability
Workers' Compensation
California
Georgia
Workers Comp Sees Eighth Year of Underwriting Gains Despite 2024 Premium Dip
2024 saw premium decline but continued strong underwriting and operating margins, with early 2025 data pointing to another profitable year in the WC line.
October 15, 2025
Insurance Industry
Legislation & Regulation
Underwriting
Workers' Compensation
Why 2025’s Hurricane Season Has Been Quiet for U.S. Claims, So Far
The 2025 season has been quieter than recent years in terms of U.S. landfalls, but meteorologists say storm activity has still been near average. Coastal adjusters should stay alert through season's end.
October 15, 2025
Catastrophe
Insurance Industry
Risk Management
Cyberattacks Surge 50% in UK as Big Brands Like Jaguar Land Rover Hit
Jaguar Land Rover, Marks & Spencer, and Co-op among top UK firms facing costly cyber incidents, with insurance and supply chain impacts rippling across sectors.
October 14, 2025
Insurance Industry
Risk Management
Technology
Carriers Losing Agent Trust Over Poor Data and Delays
Independent agents say poor communication and outdated data are hurting productivity and trust. A new J.D. Power study reveals the breakdown costing insurers business.
October 14, 2025
Insurance Industry
Risk Management
Technology
Underwriting
Nor’easter and Alaska Storm Trigger Claims Risks With Fatalities, Flooding, and Power Outages
Back-to-back coastal storms disrupt infrastructure and displace residents, with early season indicators of increased catastrophe activity this fall.
October 14, 2025
Catastrophe
Insurance Industry
Marine
Property
Risk Management
Alaska
Massachusetts
New Jersey
New York
North Carolina
Real Housewives Star Charged in Maryland Insurance Fraud Scheme
A sociology professor and prominent figure on The Real Housewives of Potomac, has been indicted in Maryland on multiple insurance fraud charges stemming from a staged home burglary.
October 14, 2025
Fraud
Insurance Industry
Litigation
Property
Maryland
Predict and Prevent Strategy Gains Ground as Claims Costs Soar
Rising premiums, severe weather, and consumer distrust have pushed the personal lines market to a breaking point. Nationwide outlines how carriers and agents can restore trust through proactive protection.
October 13, 2025
Auto
Insurance Industry
Legislation & Regulation
Property
Risk Management
AI Missteps and Vendor Gaps Fuel Cyber Risks Across Sectors, Moody’s Finds
Moody's 2025 Cyber Survey reveals alarming cybersecurity shortfalls across nearly 2,000 organizations globally, with direct implications for risk management and insurance claims handling.
October 10, 2025
Insurance Industry
Legislation & Regulation
Risk Management
Technology
P/C Insurance Holds Steady in 2025 Despite Inflation, Tariffs, and Natural Disasters
Despite global uncertainty and catastrophe losses, the property/casualty insurance sector is on pace for a second profitable year. Adjusters should note shifts in underwriting performance across key lines.
October 10, 2025
Auto
Catastrophe
Insurance Industry
Property
Workers' Compensation
California
