Most US Homes at Risk of Underinsurance Despite High Policyholder Confidence
A new survey finds most homeowners believe they’re fully covered for disasters like floods and wildfires, but industry data shows many lack essential protections.
December 12, 2025
Catastrophe
Education & Training
Insurance Industry
Property
Risk Management
Arizona
California
Florida
Louisiana
Nevada
Disney Sued Over Restrictive Disability Access Changes at Theme Parks
Disney faces legal and shareholder challenges over new limits to its disability access program, with critics arguing the company is denying necessary accommodations.
December 11, 2025
Insurance Industry
Legislation & Regulation
Liability
Litigation
Risk Management
California
Florida
State Farm Under Investigation Over $5B in California Wildfire Claims
California regulators and LA County are investigating delays, denials, and AI use in State Farm’s wildfire claims process after $5 billion in payouts.
December 11, 2025
Catastrophe
Legislation & Regulation
Technology
California
Auto Insurance in 2026 Faces Crisis of Costs, Claims, and Consumer Confidence
Rising repair costs, claims inflation, and mobility trends are straining auto insurers and reshaping claims operations. Adjusters must adapt to new tools, regulations, and customer expectations.
December 1, 2025
Auto
Insurance Industry
Legislation & Regulation
Technology
California
Florida
Michigan
Homeowners’ Insurance Rate Filings Face Delays and Lower Approvals Nationwide
A new IRC study shows growing delays, lower-than-requested approvals, and rising use of residual markets, especially in states like California.
November 19, 2025
Insurance Industry
Legislation & Regulation
Property
Underwriting
California
New York
Human-in-the-Loop AI Becomes Essential in Claims Management Workflows
Claims teams can no longer rely solely on autonomous AI; embedding expert oversight improves accuracy, compliance and defensibility.
November 13, 2025
Insurance Industry
Legislation & Regulation
Litigation
Technology
California
Colorado
Connecticut
Illinois
Rhode Island
California Retail Theft Crackdown Recovers $190M in Stolen Goods
A surge in arrests and multi-agency efforts are curbing organized retail theft across California, with major implications for insurers and commercial property claims.
November 11, 2025
Fraud
Property
Risk Management
California
Cyber Insurers Confront Rising CIPA Litigation Over Web Tracking Tools
A California privacy law from 1967 is at the heart of a new wave of cyber lawsuits targeting businesses nationwide over common web tracking tools.
October 20, 2025
Legislation & Regulation
Litigation
California
Illinois
Liberty Mutual Sued for Failing to Defend Manufacturer in Property Damage Cases
Spears Manufacturing claims Liberty Mutual ignored defense duties in two major construction defect lawsuits, raising concerns about insurer obligations in property damage cases.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Property
Risk Management
California
Colorado
Louisiana
California Sues Plastic Bag Makers Over False Recycling Claims
The state of California alleges major plastic bag manufacturers falsely labeled their products as recyclable, triggering lawsuits and multimillion-dollar settlements.
October 20, 2025
Insurance Industry
Legislation & Regulation
Liability
Risk Management
California
AI-Powered Home ‘Digital Twins’ Aim to Revolutionize High-Risk Property Insurance
An MGA startup uses AI simulations to model catastrophe risks at the property level, targeting homes insurers often avoid. But what does it mean for claims handling?
October 17, 2025
Catastrophe
Property
Risk Management
Technology
California
Florida
AI Uncertainty in Insurance: Coverage Gaps, Casualty Risks, and E&S Innovations
AI-native businesses push insurers to rethink liability forms and create new facilities as casualty risks evolve. Judgment and human expertise remain critical amid tech disruption.
October 16, 2025
Excess & Surplus Lines
Insurance Industry
Risk Management
Technology
California
California Court Rules NFL Team Exempt from Workers’ Comp Claim by Retired Player
A retired NFL player’s claim for cumulative injury is denied under California’s tightened workers’ comp rules for out-of-state athletes, highlighting key jurisdictional limits.
October 15, 2025
Legislation & Regulation
Liability
Workers' Compensation
California
Georgia
P/C Insurance Holds Steady in 2025 Despite Inflation, Tariffs, and Natural Disasters
Despite global uncertainty and catastrophe losses, the property/casualty insurance sector is on pace for a second profitable year. Adjusters should note shifts in underwriting performance across key lines.
October 10, 2025
Auto
Catastrophe
Insurance Industry
Property
Workers' Compensation
California
Race to the Bottom in P&C Insurance Threatens Claims Quality and Market Stability
Slashing costs and chasing market share are destabilizing the claims ecosystem. Will adjusters bear the brunt of this industry-wide shift?
October 8, 2025
Auto
Catastrophe
Insurance Industry
Legislation & Regulation
Property
California
