Forecasters say exceptionally warm Pacific waters and a developing El Niño could push tropical systems farther north in 2026, increasing flood and storm concerns for Hawaii and Southern California homeowners.

Federal prosecutors said the defendant helped file fraudulent claims involving wrecked and inoperable vehicles as part of a broader Bay Area towing fraud operation tied to arson, staged losses, and organized insurance scams.

Prosecutors allege misuse of California wildfire prevention funds, insurance fraud, and money laundering tied to a six-year scheme exceeding $100,000.

A widespread staged-accident scheme involving attorneys, drivers, and recruited passengers inflated claims and exposed vulnerabilities in trucking and insurance litigation.

Authorities allege the player obtained a new policy after a crash and misreported the date to secure coverage.

Investigators uncovered staged wildlife damage to luxury vehicles, exposing a $141K fraud attempt that highlights ongoing risks in auto claims.

Triple-I expands its national awareness effort, tying litigation trends to insurance affordability and urging legislative reform.

Rideshare insurer costs surge as fraud, attorney solicitation, and third-party funding reshape auto claims severity and settlement dynamics.

State regulators are accelerating enforcement on AI use in insurance, exposing carriers to fines and legal risk when decision models lack transparency.

New parametric-style contracts promise instant payouts and real-time risk pricing, but questions remain about regulation, reliability, and claims implications.

California investigators say two Southern California towing company owners underreported payroll and paid workers off the books, leading to nearly $5.9 million in lost workers’ compensation premiums. The case also triggered a payroll tax evasion investigation.

Investigators say a planned rear-end collision involving a rental vehicle and a Porsche Cayenne led to nearly $39,000 in insurance payouts before claim inconsistencies and cellphone records exposed the alleged scheme.

Prosecutors allege the officer collected disability benefits while participating in skydiving and intense gym workouts.

Higher medical costs, cumulative trauma litigation, and social inflation are driving severity and pressuring reserves, with California signaling a potential market shift.

Utilities across the West are increasingly cutting power during high-risk weather, reshaping wildfire prevention strategies and claims exposure for insurers.