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How Hyperscale Data Centers Are Changing Property Risk for Insurers

Hyperscale facilities tied to AI and cloud computing are testing property insurance capacity, pricing and underwriting discipline. Brokers face major valuation and business income hurdles.
January 5 Excess & Surplus Lines Property Risk Management Technology Underwriting

How Fire and Water Shape Mass Timber Claims and Construction

Fire and water remain the leading drivers of insurance claims in mass timber construction. Stakeholders must align risk management, training, and policy innovation to ensure safe project outcomes and insurability.
January 5 Education & Training Insurance Industry Property Risk Management Technology

Disney World Modifies Indiana Jones Stunt Show After Worker Injured by Runaway Prop

A Disney World stunt show performer is recovering after intervening to stop a 400-pound boulder from reaching the crowd. The show has been altered pending a safety review.
January 5 Insurance Industry Liability Risk Management Weird Workers' Compensation Florida

P/C Industry Nets $34.9B Underwriting Gain as Cat Losses Ease in 2025

AM Best reports a sharp recovery in P/C insurer profitability for 2025, helped by lower catastrophe losses and improved reserve development.
December 29, 2025 Auto Catastrophe Insurance Industry Liability Property

California Wildfires, Premium Hikes, and the New Economics of Homeowners Insurance

Catastrophe losses, inflation, and construction costs are squeezing insurers and driving up homeowner premiums—putting more pressure on claims professionals.
December 29, 2025 Catastrophe Insurance Industry Legislation & Regulation Property Risk Management

Cyber, Casualty, and Climate Shape 2026 Reinsurance Dynamics

Reinsurance capacity surged in 2025 amid historic low catastrophe losses, driving down rates and changing the risk-sharing landscape. Adjusters can expect shifts in how insurers deploy capital, respond to claims, and design coverages—especially in casualty, cyber, and catastrophe-exposed regions.
December 29, 2025 Catastrophe Excess & Surplus Lines Insurance Industry Legislation & Regulation Liability

Florida Courts Fix Repair Costs at Breach Date in Construction Defect Cases

Florida courts consistently measure construction defect damages from the date of breach, regardless of defect type or legal theory. This rule holds key implications for claims handling and litigation strategy.
December 29, 2025 Insurance Industry Legislation & Regulation Litigation Property Florida

Wild Pigs Cost Mississippi Farmers Millions Annually Despite State Trapping Efforts

Feral hogs cause massive crop losses and property damage, prompting state-supported trapping and control programs. For claims professionals, the risks tied to agricultural policies are escalating.
December 29, 2025 Catastrophe Insurance Industry Property Risk Management Underwriting Mississippi

Top Holiday Risks Driving Property and Auto Insurance Claims

Frozen pipes, kitchen fires, icy walkways, and parking lot crashes make winter the busiest season for property and auto insurance claims. Here’s how adjusters can prepare.
December 22, 2025 Auto Catastrophe Fraud Insurance Industry Liability Alaska Maine Minnesota

Subrogation Best Practices for Claims Adjusters and Counsel

Experts share real-world strategies for identifying and managing subrogation opportunities, emphasizing early action and collaboration.
December 22, 2025 Education & Training Litigation Risk Management Subrogation

California Marijuana Law Complicates Intoxication Defense in Work Injury Claims

Courts require more than a positive THC test to prove workplace marijuana impairment. Here’s what claims adjusters need to know post-AB 2188.
December 22, 2025 Fraud Legislation & Regulation Litigation Risk Management Workers' Compensation California

CHP Officer in California Sentenced for Workers’ Comp Fraud After Disability Claim Unravels

A California officer faked a disabling injury while collecting benefits, only to be caught performing manual labor on his property. The case underscores the vigilance required in high-risk workers’ comp claims.
December 22, 2025 Fraud Insurance Industry Legislation & Regulation Litigation Workers' Compensation California

Minnesota Jury Awards $65.5M in Johnson & Johnson Talc-Asbestos Cancer Case

A Minnesota woman was awarded $65.5 million after a jury linked her mesothelioma to long-term use of Johnson & Johnson’s talcum powder. The company plans to appeal.
December 22, 2025 Insurance Industry Liability Life & Health Litigation Risk Management California Minnesota

Ford Recalls 272,000+ Vehicles for Rollaway Risk Tied to Faulty Park Module

Faulty park module in F-150 Lightning, Mustang Mach-E, and Maverick hybrids poses serious rollaway danger. Software fix planned despite hardware flaw.
December 22, 2025 Auto Liability Litigation Risk Management Subrogation

AI Exclusions in Insurance Spark Coverage Uncertainty Beyond Cyber Policies

AI-related policy exclusions are showing up in D&O and E&O lines, raising red flags for adjusters assessing risk and coverage clarity.
December 22, 2025 Legislation & Regulation Risk Management Technology
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